Planters Bank, Inc.
Hopkinsville, KY
IDRSSD: 2497181
Total Assets
$1.91B
Latest filing
Total Deposits
$1.66B
Latest filing
Net Interest Margin
3.16%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Planters Bank, Inc.
1312 S Main St
Hopkinsville, KY 42240
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/12/1996FDIC Certificate 57013
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Planters Bank, Inc. (Main) | 1312 S Main St | Hopkinsville, KY |
| COMMERCE STREET BRANCH | 325 Commerce St | Clarksville, TN |
| SEBREE FACILITY | 796 Us Highway 41 N | Sebree, KY |
| PROVIDENCE BRANCH | 2251 Westerfield Dr | Providence, KY |
| DAWSON SPRINGS BRANCH | 50 Oak Hts | Dawson Springs, KY |
| BOULEVARD BRANCH | 4195 Fort Campbell Blvd | Hopkinsville, KY |
| INDIAN HILLS BRANCH | 3103 Canton St | Hopkinsville, KY |
| PRINCETON BRANCH | 208 N Jefferson St | Princeton, KY |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/12/1996 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42240 |
| State and County Number | 21047 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Clarksville, TN-KY |
Operational Info
| Number of Employees | 184 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/12/1996 |
| Primary Insurance Agency | DIF |
| Website | www.plantersbankonline.com |
| Data Updated | 11/14/2025 |
| CERT | 34254 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.91B |
| Total Deposits | $1.66B |
| Total Liabilities | $1.69B |
| Total Equity Capital | $219.34M |
| Net Income | $5.22M |
| Net Loans and Leases | $1.49B |
| Assets Per Employee ($Millions) | $10.14M |
| Bank Premises and Fixed Assets | $11.88M |
| Cash and Balances due from Depository Institutions | $94.86M |
| Deposits Held in Domestic Offices | $1.66B |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 9.75% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 52.39% |
| Tier 1 Risk-Based Capital Ratio | 13.695% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.51% |
| Earning Assets to total Assets | 95.77% |
Income and Expense
| Total Interest Income | $27.77M |
| Total Noninterest Income | $1.77M |
| Total Interest Expense | $13.45M |
| Total Noninterest Expense | $8.43M |
| Net Interest Income | $14.32M |
| Pre-tax Net Operating Income | $6.91M |
| Provision for Credit Losses | $750.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.43M |
| Other borrowed funds | $20.12M |
| Federal Funds Sold & Reverse Repurchase Agreement | $39.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.56M |
| Total Liabilities and Capital | $1.91B |
Securities
| Securities | $263.69M |
| Available-for-sale debt securities | $263.69M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Planters Bank, Inc.?
$1.91B as of the latest filing.
How much are Planters Bank, Inc.'s total deposits?
$1.66B in total deposits.
Where is Planters Bank, Inc. located?
Hopkinsville, KY.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
13.
When was it established?
09/12/1996.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$1.49B (latest filing).
What is the total interest income (latest filing)?
$27.77M.