First United Bank and Trust Company
Durant, OK
IDRSSD: 509950
Total Assets
$16.45B
Latest filing
Total Deposits
$12.81B
Latest filing
Net Interest Margin
3.62%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First United Bank and Trust Company
1400 W Main St
Durant, OK 74701
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1900FDIC Certificate 2782
Branches (83)
Page 1 of 12| Name | Address | City / State |
|---|---|---|
| First United Bank and Trust Company (Main) | 1400 W Main St | Durant, OK |
| KRUM BRANCH | 960 E Mccart St | Krum, TX |
| SAPULPA BRANCH | 315 E Dewey Ave | Sapulpa, OK |
| DENISON MAIN BRANCH | 931 W Main St | Denison, TX |
| SHAWNEE BRANCH | 2600 N Harrison St | Shawnee, OK |
| OKC SOUTHWESTERN BRANCH | 6000 S Western Ave | Oklahoma City, OK |
| SHERMAN TAYLOR BRANCH | 401 E Taylor St | Sherman, TX |
| MARBLE FALLS BRANCH | 418 N Us Highway 281 | Marble Falls, TX |
Showing 7 of 83
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1900 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 74701 |
| State and County Number | 40013 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Durant, OK |
Operational Info
| Number of Employees | 1,875 |
| Domestic Offices | 84 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/27/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstunitedbank.com |
| Data Updated | 11/14/2025 |
| CERT | 4239 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $16.45B |
| Total Deposits | $12.81B |
| Total Liabilities | $14.97B |
| Total Equity Capital | $1.48B |
| Net Income | $41.14M |
| Net Loans and Leases | $12.72B |
| Assets Per Employee ($Millions) | $8.67M |
| Bank Premises and Fixed Assets | $433.08M |
| Cash and Balances due from Depository Institutions | $325.58M |
| Deposits Held in Domestic Offices | $12.81B |
Key Performance Ratios
| Return on Assets (ROA) | 1.02% |
| Return on Equity (ROE) | 11.52% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 69.23% |
| Tier 1 Risk-Based Capital Ratio | 11.412% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.966% |
| Earning Assets to total Assets | 90.66% |
Income and Expense
| Total Interest Income | $235.20M |
| Total Noninterest Income | $36.39M |
| Total Interest Expense | $100.09M |
| Total Noninterest Expense | $121.26M |
| Net Interest Income | $135.11M |
| Pre-tax Net Operating Income | $48.23M |
| Provision for Credit Losses | $2.01M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $15.38M |
| Other borrowed funds | $1.99B |
| Federal Funds Sold & Reverse Repurchase Agreement | $46.96M |
| Federal Funds Purchased and Repurchased Agreement | $51.41M |
| All Other Liabilities | $118.87M |
| Total Liabilities and Capital | $16.45B |
Securities
| Securities | $2.00B |
| Available-for-sale debt securities | $1.58B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $3.09M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First United Bank and Trust Company?
$16.45B as of the latest filing.
How much are First United Bank and Trust Company's total deposits?
$12.81B in total deposits.
Where is First United Bank and Trust Company located?
Durant, OK.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
84.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$12.72B (latest filing).
What is the total interest income (latest filing)?
$235.20M.