First State Bank of Brownsboro
Brownsboro, TX
IDRSSD: 229454
Total Assets
$137.59M
Latest filing
Total Deposits
$128.54M
Latest filing
Net Interest Margin
3.81%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of Brownsboro
14225 State Highway 31 E
Brownsboro, TX 75756
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/17/1917FDIC Certificate 7138
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank of Brownsboro (Main) | 14225 State Highway 31 E | Brownsboro, TX |
| MURCHISON BRANCH | 6465 State Highway 31 E | Murchison, TX |
| ATHENS BANK BRANCH | 609 S Palestine St | Athens, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/17/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75756 |
| State and County Number | 48213 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Athens, TX |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbbrownsboro.com |
| Data Updated | 01/30/2026 |
| CERT | 11181 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $137.59M |
| Total Deposits | $128.54M |
| Total Liabilities | $129.48M |
| Total Equity Capital | $8.11M |
| Net Income | $53.00k |
| Net Loans and Leases | $63.82M |
| Assets Per Employee ($Millions) | $6.25M |
| Bank Premises and Fixed Assets | $1.28M |
| Cash and Balances due from Depository Institutions | $8.34M |
| Deposits Held in Domestic Offices | $128.54M |
Key Performance Ratios
| Return on Assets (ROA) | 0.16% |
| Return on Equity (ROE) | 2.72% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 95.67% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.897% |
| Earning Assets to total Assets | 93.63% |
Income and Expense
| Total Interest Income | $1.66M |
| Total Noninterest Income | $184.00k |
| Total Interest Expense | $454.00k |
| Total Noninterest Expense | $1.33M |
| Net Interest Income | $1.20M |
| Pre-tax Net Operating Income | $53.00k |
| Provision for Credit Losses | $7.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $816.00k |
| All Other Liabilities | $127.00k |
| Total Liabilities and Capital | $137.59M |
Securities
| Securities | $61.97M |
| Available-for-sale debt securities | $61.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Brownsboro?
$137.59M as of the latest filing.
How much are First State Bank of Brownsboro's total deposits?
$128.54M in total deposits.
Where is First State Bank of Brownsboro located?
Brownsboro, TX.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
3.
When was it established?
02/17/1917.
What is the Return on Assets (ROA)?
0.16%.
How much are total loans and leases?
$63.82M (latest filing).
What is the total interest income (latest filing)?
$1.66M.