The First State Bank
Columbus, TX
IDRSSD: 801654
Total Assets
$153.32M
Latest filing
Total Deposits
$133.08M
Latest filing
Net Interest Margin
3.21%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First State Bank
420 Walnut St
Columbus, TX 78934
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/1913FDIC Certificate 7830
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First State Bank (Main) | 420 Walnut St | Columbus, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78934 |
| State and County Number | 48089 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | fsbcolumbus.com |
| Data Updated | 01/30/2026 |
| CERT | 12315 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $153.32M |
| Total Deposits | $133.08M |
| Total Liabilities | $133.50M |
| Total Equity Capital | $19.82M |
| Net Income | $332.00k |
| Net Loans and Leases | $46.50M |
| Assets Per Employee ($Millions) | $8.52M |
| Bank Premises and Fixed Assets | $1.19M |
| Cash and Balances due from Depository Institutions | $27.86M |
| Deposits Held in Domestic Offices | $133.08M |
Key Performance Ratios
| Return on Assets (ROA) | 0.89% |
| Return on Equity (ROE) | 6.8% |
| Net Interest Margin | 3.21% |
| Efficiency Ratio | 73.26% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.927% |
| Earning Assets to total Assets | 96.07% |
Income and Expense
| Total Interest Income | $1.49M |
| Total Noninterest Income | $96.00k |
| Total Interest Expense | $341.00k |
| Total Noninterest Expense | $915.00k |
| Net Interest Income | $1.15M |
| Pre-tax Net Operating Income | $332.00k |
| Provision for Credit Losses | $2.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.70M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $420.00k |
| Total Liabilities and Capital | $153.32M |
Securities
| Securities | $70.11M |
| Available-for-sale debt securities | $70.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First State Bank?
$153.32M as of the latest filing.
How much are The First State Bank's total deposits?
$133.08M in total deposits.
Where is The First State Bank located?
Columbus, TX.
What is the Net Interest Margin?
3.21%.
How many domestic offices does it operate?
1.
When was it established?
03/01/1913.
What is the Return on Assets (ROA)?
0.89%.
How much are total loans and leases?
$46.50M (latest filing).
What is the total interest income (latest filing)?
$1.49M.