The First State Bank
Columbus, TX
IDRSSD: 801654
Total Assets
$145.71M
Latest filing
Total Deposits
$125.77M
Latest filing
Net Interest Margin
3.10%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Columbus State Bank
Columbus, Texas
→
Assets: $294.51MΔ +106.4%
The First National Bank of Tom Bean
Tom Bean, Texas
→
Assets: $143.66MΔ +0.7%
The Brady National Bank
Brady, Texas
→
Assets: $144.39MΔ +1.2%
Marion State Bank
Marion, Texas
→
Assets: $140.41MΔ -1.6%
Security Bank of Texas
Crawford, Texas
→
Assets: $146.90MΔ +2.9%
Texas National Bank
Sweetwater, Texas
→
Assets: $138.13MΔ -3.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78934 |
| State and County Number | 48089 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | fsbcolumbus.com |
| Data Updated | 11/14/2025 |
| CERT | 12315 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $145.71M |
| Total Deposits | $125.77M |
| Total Liabilities | $126.44M |
| Total Equity Capital | $19.26M |
| Net Income | $381.00k |
| Net Loans and Leases | $47.11M |
| Assets Per Employee ($Millions) | $8.09M |
| Bank Premises and Fixed Assets | $1.19M |
| Cash and Balances due from Depository Institutions | $17.90M |
| Deposits Held in Domestic Offices | $125.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 8.36% |
| Net Interest Margin | 3.1% |
| Efficiency Ratio | 66.67% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.218% |
| Earning Assets to total Assets | 95.9% |
Income and Expense
| Total Interest Income | $1.43M |
| Total Noninterest Income | $86.00k |
| Total Interest Expense | $363.00k |
| Total Noninterest Expense | $770.00k |
| Net Interest Income | $1.07M |
| Pre-tax Net Operating Income | $381.00k |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.88M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $672.00k |
| Total Liabilities and Capital | $145.71M |
Securities
| Securities | $72.70M |
| Available-for-sale debt securities | $72.70M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First State Bank?
$145.71M as of the latest filing.
How much are The First State Bank's total deposits?
$125.77M in total deposits.
Where is The First State Bank located?
Columbus, TX.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
1.
When was it established?
03/01/1913.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$47.11M (latest filing).
What is the total interest income (latest filing)?
$1.43M.