Woodford State Bank
Monroe, WI
IDRSSD: 93244
Total Assets
$509.05M
Latest filing
Total Deposits
$390.42M
Latest filing
Net Interest Margin
3.98%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075908920MONROE, WI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Woodford State Bank
403 W 8th St
Monroe, WI 53566
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1915FDIC Certificate 6400
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Woodford State Bank (Main) | 403 W 8th St | Monroe, WI |
| ARGYLE BRANCH | 101 Spruce Street | Argyle, WI |
| DARLINGTON BRANCH | 15815 Highway 81 | Darlington, WI |
| SOUTH WAYNE BRANCH | 212 West High 11 | South Wayne, WI |
| NEW GLARUS BRANCH | 618 State Road 69 | New Glarus, WI |
| BLANCHARDVILLE BRANCH | 319 S Main St | Blanchardville, WI |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53566 |
| State and County Number | 55045 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Madison, WI |
Operational Info
| Number of Employees | 74 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.woodfordstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10011 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $509.05M |
| Total Deposits | $390.42M |
| Total Liabilities | $475.87M |
| Total Equity Capital | $33.18M |
| Net Income | $2.00M |
| Net Loans and Leases | $380.04M |
| Assets Per Employee ($Millions) | $6.79M |
| Bank Premises and Fixed Assets | $6.72M |
| Cash and Balances due from Depository Institutions | $6.80M |
| Deposits Held in Domestic Offices | $390.42M |
Key Performance Ratios
| Return on Assets (ROA) | 1.6% |
| Return on Equity (ROE) | 26.48% |
| Net Interest Margin | 3.98% |
| Efficiency Ratio | 56.39% |
| Tier 1 Risk-Based Capital Ratio | 10.753% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.517% |
| Earning Assets to total Assets | 94.32% |
Income and Expense
| Total Interest Income | $6.95M |
| Total Noninterest Income | $452.00k |
| Total Interest Expense | $2.26M |
| Total Noninterest Expense | $2.94M |
| Net Interest Income | $4.69M |
| Pre-tax Net Operating Income | $1.91M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $71.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.41M |
| Federal Funds Purchased and Repurchased Agreement | $12.26M |
| All Other Liabilities | $1.46M |
| Total Liabilities and Capital | $509.05M |
Securities
| Securities | $96.88M |
| Available-for-sale debt securities | $94.59M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.20M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Woodford State Bank?
$509.05M as of the latest filing.
How much are Woodford State Bank's total deposits?
$390.42M in total deposits.
Where is Woodford State Bank located?
Monroe, WI.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1915.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$380.04M (latest filing).
What is the total interest income (latest filing)?
$6.95M.