Oak Bank
Fitchburg, WI
IDRSSD: 2857600
Total Assets
$482.05M
Latest filing
Total Deposits
$418.98M
Latest filing
Net Interest Margin
3.58%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Oak Bank
5951 Mckee Rd
Fitchburg, WI 53719
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/14/2000FDIC Certificate 78239
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Oak Bank (Main) | 5951 Mckee Rd | Fitchburg, WI | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Woodford State Bank
Monroe, Wisconsin
→
Assets: $481.39MΔ +1.8%
Citizens State Bank
Hudson, Wisconsin
→
Assets: $463.31MΔ -2.0%
State Bank of Chilton
Chilton, Wisconsin
→
Assets: $485.13MΔ +2.6%
First Citizens State Bank
Whitewater, Wisconsin
→
Assets: $494.48MΔ +4.6%
State Bank Financial
La Crosse, Wisconsin
→
Assets: $503.02MΔ +6.4%
BLC Community Bank
Little Chute, Wisconsin
→
Assets: $433.96MΔ -8.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/14/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53719 |
| State and County Number | 55025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Madison, WI |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/14/2000 |
| Primary Insurance Agency | DIF |
| Website | HTTP://WWW.OAK.BANK |
| Data Updated | 11/14/2025 |
| CERT | 35333 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $482.05M |
| Total Deposits | $418.98M |
| Total Liabilities | $432.93M |
| Total Equity Capital | $49.12M |
| Net Income | $1.49M |
| Net Loans and Leases | $367.75M |
| Assets Per Employee ($Millions) | $11.76M |
| Bank Premises and Fixed Assets | $2.65M |
| Cash and Balances due from Depository Institutions | $35.02M |
| Deposits Held in Domestic Offices | $418.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 12.19% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 56.36% |
| Tier 1 Risk-Based Capital Ratio | 14.924% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.189% |
| Earning Assets to total Assets | 94.61% |
Income and Expense
| Total Interest Income | $6.36M |
| Total Noninterest Income | $366.00k |
| Total Interest Expense | $2.33M |
| Total Noninterest Expense | $2.48M |
| Net Interest Income | $4.03M |
| Pre-tax Net Operating Income | $1.84M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $13.95M |
| Total Liabilities and Capital | $482.05M |
Securities
| Securities | $58.85M |
| Available-for-sale debt securities | $55.97M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.88M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oak Bank?
$482.05M as of the latest filing.
How much are Oak Bank's total deposits?
$418.98M in total deposits.
Where is Oak Bank located?
Fitchburg, WI.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
1.
When was it established?
08/14/2000.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$367.75M (latest filing).
What is the total interest income (latest filing)?
$6.36M.