The First State Bank

Norton, KS
IDRSSD: 394259
Total Assets
$519.51M
Latest filing
Total Deposits
$436.04M
Latest filing
Net Interest Margin
3.88%
Profitability

Key People

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Locations

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Main Office
The First State Bank
105 W Main St
Norton, KS 67654
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/21/1902FDIC Certificate 3990

Branches (4)

Page 1 of 1
NameAddressCity / State
The First State Bank (Main)105 W Main StNorton, KS
PLAINVILLE BRANCH120 W Mill StPlainville, KS
HOXIE BRANCH801 Main StHoxie, KS
HOLDREGE BRANCH401 East AveHoldrege, NE
HILL CITY BRANCH101 E Cherry StHill City, KS
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/21/1902
Community BankYes
Ownership TypeNot Mutual
ZIP67654
State and County Number20137
Subchapter S CorporationsYes
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees70
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.thefsb.bank
Data Updated01/30/2026
CERT5835
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$519.51M
Total Deposits$436.04M
Total Liabilities$468.28M
Total Equity Capital$51.23M
Net Income$2.19M
Net Loans and Leases$307.83M
Assets Per Employee ($Millions)$7.75M
Bank Premises and Fixed Assets$2.44M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$436.04M

Key Performance Ratios

Return on Assets (ROA)1.7%
Return on Equity (ROE)17.49%
Net Interest Margin3.88%
Efficiency Ratio52.43%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.861%
Earning Assets to total Assets94.52%

Income and Expense

Total Interest Income$6.89M
Total Noninterest Income$472.00k
Total Interest Expense$2.17M
Total Noninterest Expense$2.72M
Net Interest Income$4.72M
Pre-tax Net Operating Income$2.27M
Provision for Credit Losses$200.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$33.00k
Other borrowed funds$29.71M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.53M
Total Liabilities and Capital$519.51M

Securities

Securities$183.19M
Available-for-sale debt securities$103.41M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$79.82M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First State Bank?
$519.51M as of the latest filing.
How much are The First State Bank's total deposits?
$436.04M in total deposits.
Where is The First State Bank located?
Norton, KS.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
5.
When was it established?
04/21/1902.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$307.83M (latest filing).
What is the total interest income (latest filing)?
$6.89M.