First State Bank

Regulatory capital ratios

Tier 1 Leverage

11.40%

≥ 5% (well-capitalized floor)

CET1 Ratio

14.98%

≥ 6.5% (well-capitalized floor)

Tier 1 RBC

14.98%

≥ 8% (well-capitalized floor)

Total RBC

16.23%

≥ 10% (well-capitalized floor)

Concentration (SR 07-1 supervisory thresholds)

CRE / (Tier 1 + ALLL)

309.34%

Trigger ≥ 300% (heightened review)

ADC / (Tier 1 + ALLL)

50.52%

Trigger ≥ 100% (heightened review)

Ratio trend — last 16 quarters

Definitions

Source

FFIEC Call Report Schedule RC-R (Regulatory Capital). CBLR election is drawn from the Call Report's CBLR election item.

Components

Tier 1 capital, Common Equity Tier 1 (CET1), Total Risk-Based Capital, risk-weighted assets, and average assets for the leverage-ratio denominator.

Generated: 2026-05-14 15:05:58 UTC