First Neighbor Bank, National Association
Toledo, IL
IDRSSD: 413646
Total Assets
$717.89M
Latest filing
Total Deposits
$589.80M
Latest filing
Net Interest Margin
4.37%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071109082TOLEDO, IL
Key People
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Locations
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Main Office
First Neighbor Bank, National Association
201 N Meridian St
Toledo, IL 62468
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1933FDIC Certificate 2412
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First Neighbor Bank, National Association (Main) | 201 N Meridian St | Toledo, IL |
| CASEY BRANCH | 918 North Il-49 | Casey, IL |
| GREENUP BRANCH | 705 East Cumberland Street | Greenup, IL |
| CHARLESTON BRANCH | 1415 18th St | Charleston, IL |
| NEOGA BRANCH | 223 E 6th St | Neoga, IL |
| MATTOON BRANCH | 900 Broadway Ave E | Mattoon, IL |
| PARIS BRANCH | 411 E Jasper St | Paris, IL |
| FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION BRANCH | 150 Courthouse Sq | Toledo, IL |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62468 |
| State and County Number | 17035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Charleston-Mattoon, IL |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.firstneighbor.com |
| Data Updated | 01/30/2026 |
| CERT | 3747 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $717.89M |
| Total Deposits | $589.80M |
| Total Liabilities | $642.23M |
| Total Equity Capital | $75.66M |
| Net Income | $2.48M |
| Net Loans and Leases | $538.97M |
| Assets Per Employee ($Millions) | $5.4M |
| Bank Premises and Fixed Assets | $16.55M |
| Cash and Balances due from Depository Institutions | $52.97M |
| Deposits Held in Domestic Offices | $589.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 13.29% |
| Net Interest Margin | 4.37% |
| Efficiency Ratio | 63.36% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.539% |
| Earning Assets to total Assets | 92.71% |
Income and Expense
| Total Interest Income | $10.79M |
| Total Noninterest Income | $1.25M |
| Total Interest Expense | $3.57M |
| Total Noninterest Expense | $5.37M |
| Net Interest Income | $7.22M |
| Pre-tax Net Operating Income | $2.91M |
| Provision for Credit Losses | $185.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $42.94M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.35M |
| Federal Funds Purchased and Repurchased Agreement | $6.76M |
| All Other Liabilities | $2.73M |
| Total Liabilities and Capital | $717.89M |
Securities
| Securities | $75.36M |
| Available-for-sale debt securities | $75.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Neighbor Bank, National Association?
$717.89M as of the latest filing.
How much are First Neighbor Bank, National Association's total deposits?
$589.80M in total deposits.
Where is First Neighbor Bank, National Association located?
Toledo, IL.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1933.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$538.97M (latest filing).
What is the total interest income (latest filing)?
$10.79M.