The First National Bank of Raymond
Raymond, IL
IDRSSD: 421445
Total Assets
$181.78M
Latest filing
Total Deposits
$167.86M
Latest filing
Net Interest Margin
3.57%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Raymond
403 E Broad St
Raymond, IL 62560
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/1903FDIC Certificate 2490
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Raymond (Main) | 403 E Broad St | Raymond, IL |
| VIRDEN BRANCH | 103 S Springfield St | Virden, IL |
| PAWNEE BRANCH | 700 Carroll St | Pawnee, IL |
| GIRARD BRANCH | 625 N 3rd St | Girard, IL |
| MORRISONVILLE BRANCH | 401 Sarpy St | Morrisonville, IL |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Liberty Bank
Liberty, Illinois
→
Assets: $179.25MΔ +0.2%
FIRST NATIONAL BANK OF NOKOMIS
Nokomis, Illinois
→
Assets: $178.23MΔ -0.3%
Central State Bank
Clayton, Illinois
→
Assets: $179.51MΔ +0.4%
Vermilion Valley Bank
Piper City, Illinois
→
Assets: $179.94MΔ +0.6%
La Salle State Bank
La Salle, Illinois
→
Assets: $180.18MΔ +0.8%
Jersey State Bank
Jerseyville, Illinois
→
Assets: $181.13MΔ +1.3%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62560 |
| State and County Number | 17135 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbraymond.com |
| Data Updated | 11/14/2025 |
| CERT | 3830 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $181.78M |
| Total Deposits | $167.86M |
| Total Liabilities | $168.68M |
| Total Equity Capital | $13.11M |
| Net Income | $547.00k |
| Net Loans and Leases | $80.58M |
| Assets Per Employee ($Millions) | $5.68M |
| Bank Premises and Fixed Assets | $900.00k |
| Cash and Balances due from Depository Institutions | $16.89M |
| Deposits Held in Domestic Offices | $167.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 18.56% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 65.77% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.209% |
| Earning Assets to total Assets | 95.81% |
Income and Expense
| Total Interest Income | $1.99M |
| Total Noninterest Income | $119.00k |
| Total Interest Expense | $441.00k |
| Total Noninterest Expense | $1.09M |
| Net Interest Income | $1.55M |
| Pre-tax Net Operating Income | $570.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $100.00k |
| Other borrowed funds | $280.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $537.00k |
| Total Liabilities and Capital | $181.78M |
Securities
| Securities | $80.18M |
| Available-for-sale debt securities | $80.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Raymond?
$181.78M as of the latest filing.
How much are The First National Bank of Raymond's total deposits?
$167.86M in total deposits.
Where is The First National Bank of Raymond located?
Raymond, IL.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
5.
When was it established?
10/01/1903.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$80.58M (latest filing).
What is the total interest income (latest filing)?
$1.99M.