The First National Bank of Raymond
Raymond, IL
IDRSSD: 421445
Total Assets
$179.70M
Latest filing
Total Deposits
$164.18M
Latest filing
Net Interest Margin
3.53%
Profitability
Key People
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Locations
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Main Office
The First National Bank of Raymond
403 E Broad St
Raymond, IL 62560
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1903FDIC Certificate 2490
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Raymond (Main) | 403 E Broad St | Raymond, IL |
| VIRDEN BRANCH | 103 S Springfield St | Virden, IL |
| PAWNEE BRANCH | 700 Carroll St | Pawnee, IL |
| GIRARD BRANCH | 625 N 3rd St | Girard, IL |
| MORRISONVILLE BRANCH | 401 Sarpy St | Morrisonville, IL |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62560 |
| State and County Number | 17135 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbraymond.com |
| Data Updated | 01/30/2026 |
| CERT | 3830 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $179.70M |
| Total Deposits | $164.18M |
| Total Liabilities | $166.18M |
| Total Equity Capital | $13.52M |
| Net Income | $484.00k |
| Net Loans and Leases | $90.00M |
| Assets Per Employee ($Millions) | $5.45M |
| Bank Premises and Fixed Assets | $1.01M |
| Cash and Balances due from Depository Institutions | $3.98M |
| Deposits Held in Domestic Offices | $164.18M |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 14.54% |
| Net Interest Margin | 3.53% |
| Efficiency Ratio | 68.63% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.526% |
| Earning Assets to total Assets | 96.15% |
Income and Expense
| Total Interest Income | $1.96M |
| Total Noninterest Income | $136.00k |
| Total Interest Expense | $432.00k |
| Total Noninterest Expense | $1.14M |
| Net Interest Income | $1.53M |
| Pre-tax Net Operating Income | $523.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $280.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.08M |
| All Other Liabilities | $627.00k |
| Total Liabilities and Capital | $179.70M |
Securities
| Securities | $81.42M |
| Available-for-sale debt securities | $81.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Raymond?
$179.70M as of the latest filing.
How much are The First National Bank of Raymond's total deposits?
$164.18M in total deposits.
Where is The First National Bank of Raymond located?
Raymond, IL.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
5.
When was it established?
10/01/1903.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$90.00M (latest filing).
What is the total interest income (latest filing)?
$1.96M.