Frederick Community Bank, The
Paxton, IL
IDRSSD: 687830
Total Assets
$195.91M
Latest filing
Total Deposits
$174.68M
Latest filing
Net Interest Margin
4.52%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
071105154PAXTON, IL071112260PAXTON, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Frederick Community Bank, The
106 N Market St
Paxton, IL 60957
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/14/1920FDIC Certificate 6679
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Frederick Community Bank, The (Main) | 106 N Market St | Paxton, IL |
| PLAZA FACILITY | 101 S Market St | Paxton, IL |
| CISSNA DRIVE-UP | 101 W Church Ave | Cissna Park, IL |
| CISSNA MAIN BRANCH | 102 S 2nd St | Cissna Park, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/14/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60957 |
| State and County Number | 17053 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.tfcbanks.com |
| Data Updated | 01/30/2026 |
| CERT | 10446 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $195.91M |
| Total Deposits | $174.68M |
| Total Liabilities | $175.29M |
| Total Equity Capital | $20.62M |
| Net Income | $932.00k |
| Net Loans and Leases | $99.39M |
| Assets Per Employee ($Millions) | $6.53M |
| Bank Premises and Fixed Assets | $780.00k |
| Cash and Balances due from Depository Institutions | $18.83M |
| Deposits Held in Domestic Offices | $174.68M |
Key Performance Ratios
| Return on Assets (ROA) | 1.94% |
| Return on Equity (ROE) | 18.16% |
| Net Interest Margin | 4.52% |
| Efficiency Ratio | 58.39% |
| Tier 1 Risk-Based Capital Ratio | 17.61% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.524% |
| Earning Assets to total Assets | 94.98% |
Income and Expense
| Total Interest Income | $2.51M |
| Total Noninterest Income | $198.00k |
| Total Interest Expense | $458.00k |
| Total Noninterest Expense | $1.32M |
| Net Interest Income | $2.06M |
| Pre-tax Net Operating Income | $938.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $611.00k |
| Total Liabilities and Capital | $195.91M |
Securities
| Securities | $70.58M |
| Available-for-sale debt securities | $64.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $6.46M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Frederick Community Bank, The?
$195.91M as of the latest filing.
How much are Frederick Community Bank, The's total deposits?
$174.68M in total deposits.
Where is Frederick Community Bank, The located?
Paxton, IL.
What is the Net Interest Margin?
4.52%.
How many domestic offices does it operate?
4.
When was it established?
06/14/1920.
What is the Return on Assets (ROA)?
1.94%.
How much are total loans and leases?
$99.39M (latest filing).
What is the total interest income (latest filing)?
$2.51M.