La Salle State Bank
La Salle, IL
IDRSSD: 956134
Total Assets
$186.57M
Latest filing
Total Deposits
$155.68M
Latest filing
Net Interest Margin
2.63%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/21/1894 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61301 |
| State and County Number | 17099 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Ottawa, IL |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.elsb.com |
| Data Updated | 11/14/2025 |
| CERT | 12410 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.57M |
| Total Deposits | $155.68M |
| Total Liabilities | $176.13M |
| Total Equity Capital | $10.44M |
| Net Income | $192.00k |
| Net Loans and Leases | $86.10M |
| Assets Per Employee ($Millions) | $6.66M |
| Bank Premises and Fixed Assets | $1.85M |
| Cash and Balances due from Depository Institutions | $12.74M |
| Deposits Held in Domestic Offices | $155.68M |
Key Performance Ratios
| Return on Assets (ROA) | 0.42% |
| Return on Equity (ROE) | 8.14% |
| Net Interest Margin | 2.63% |
| Efficiency Ratio | 84.62% |
| Tier 1 Risk-Based Capital Ratio | 16.319% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.595% |
| Earning Assets to total Assets | 95.8% |
Income and Expense
| Total Interest Income | $1.95M |
| Total Noninterest Income | $210.00k |
| Total Interest Expense | $799.00k |
| Total Noninterest Expense | $1.16M |
| Net Interest Income | $1.16M |
| Pre-tax Net Operating Income | $192.00k |
| Provision for Credit Losses | $18.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $15.66M |
| All Other Liabilities | $783.00k |
| Total Liabilities and Capital | $186.57M |
Securities
| Securities | $81.50M |
| Available-for-sale debt securities | $81.50M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of La Salle State Bank?
$186.57M as of the latest filing.
How much are La Salle State Bank's total deposits?
$155.68M in total deposits.
Where is La Salle State Bank located?
La Salle, IL.
What is the Net Interest Margin?
2.63%.
How many domestic offices does it operate?
3.
When was it established?
08/21/1894.
What is the Return on Assets (ROA)?
0.42%.
How much are total loans and leases?
$86.10M (latest filing).
What is the total interest income (latest filing)?
$1.95M.