State Bank of Whittington
Benton, IL
IDRSSD: 270148
Total Assets
$176.86M
Latest filing
Total Deposits
$158.13M
Latest filing
Net Interest Margin
4.55%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Whittington
200 N Main St
Benton, IL 62812
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/05/1919FDIC Certificate 13488
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank of Whittington (Main) | 200 N Main St | Benton, IL |
| WHITTINGTON BRANCH | 100 W Main St | Whittington, IL |
| SESSER BRANCH | 700 E Franklin St | Sesser, IL |
| CHRISTOPHER BRANCH | 400 W Adelaide Ave | Christopher, IL |
| WASHINGTON STREET BENTON IL BRANCH | 111 E Washington St | Benton, IL |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/05/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62812 |
| State and County Number | 17055 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/16/1967 |
| Primary Insurance Agency | DIF |
| Website | www.statebankofwhittington.com |
| Data Updated | 11/14/2025 |
| CERT | 19689 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $176.86M |
| Total Deposits | $158.13M |
| Total Liabilities | $159.22M |
| Total Equity Capital | $17.64M |
| Net Income | $533.00k |
| Net Loans and Leases | $113.33M |
| Assets Per Employee ($Millions) | $4.02M |
| Bank Premises and Fixed Assets | $6.03M |
| Cash and Balances due from Depository Institutions | $8.61M |
| Deposits Held in Domestic Offices | $158.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.22% |
| Return on Equity (ROE) | 12.33% |
| Net Interest Margin | 4.55% |
| Efficiency Ratio | 64.9% |
| Tier 1 Risk-Based Capital Ratio | 15.557% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.49% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.975% |
| Earning Assets to total Assets | 90.83% |
Income and Expense
| Total Interest Income | $2.19M |
| Total Noninterest Income | $326.00k |
| Total Interest Expense | $377.00k |
| Total Noninterest Expense | $1.39M |
| Net Interest Income | $1.81M |
| Pre-tax Net Operating Income | $533.00k |
| Provision for Credit Losses | $216.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $12.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.22M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.09M |
| Total Liabilities and Capital | $176.86M |
Securities
| Securities | $38.60M |
| Available-for-sale debt securities | $38.60M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Whittington?
$176.86M as of the latest filing.
How much are State Bank of Whittington's total deposits?
$158.13M in total deposits.
Where is State Bank of Whittington located?
Benton, IL.
What is the Net Interest Margin?
4.55%.
How many domestic offices does it operate?
5.
When was it established?
08/05/1919.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$113.33M (latest filing).
What is the total interest income (latest filing)?
$2.19M.