Liberty Bank
Liberty, IL
IDRSSD: 371942
Total Assets
$186.50M
Latest filing
Total Deposits
$160.56M
Latest filing
Net Interest Margin
5.35%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Bank
1002 N Main St
Liberty, IL 62347
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/23/1903FDIC Certificate 7493
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Liberty Bank (Main) | 1002 N Main St | Liberty, IL |
| NORTH ADAMS STATE BANK BRANCH | 114 N Warsaw St | Ursa, IL |
| BARRY COMMUNITY BANKING CENTER | 1001 Highway 106 | Barry, IL |
| PAYSON COMMUNITY BANKING CENTER | 402 W State St | Payson, IL |
| CAMP POINT BRANCH | 213 W Wood St | Camp Point, IL |
| QUINCY COMMUNITY BANKING CENTER | 4134 Broadway St | Quincy, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/23/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62347 |
| State and County Number | 17001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Quincy, IL-MO |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/26/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.liberty.bank |
| Data Updated | 01/30/2026 |
| CERT | 11719 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.50M |
| Total Deposits | $160.56M |
| Total Liabilities | $162.65M |
| Total Equity Capital | $23.85M |
| Net Income | $510.00k |
| Net Loans and Leases | $115.55M |
| Assets Per Employee ($Millions) | $5.33M |
| Bank Premises and Fixed Assets | $1.51M |
| Cash and Balances due from Depository Institutions | $20.67M |
| Deposits Held in Domestic Offices | $160.56M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 8.57% |
| Net Interest Margin | 5.35% |
| Efficiency Ratio | 64.41% |
| Tier 1 Risk-Based Capital Ratio | 19.698% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.788% |
| Earning Assets to total Assets | 92.45% |
Income and Expense
| Total Interest Income | $2.58M |
| Total Noninterest Income | $179.00k |
| Total Interest Expense | $268.00k |
| Total Noninterest Expense | $1.61M |
| Net Interest Income | $2.32M |
| Pre-tax Net Operating Income | $888.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.09M |
| Total Liabilities and Capital | $186.50M |
Securities
| Securities | $39.81M |
| Available-for-sale debt securities | $39.81M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Bank?
$186.50M as of the latest filing.
How much are Liberty Bank's total deposits?
$160.56M in total deposits.
Where is Liberty Bank located?
Liberty, IL.
What is the Net Interest Margin?
5.35%.
How many domestic offices does it operate?
6.
When was it established?
06/23/1903.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$115.55M (latest filing).
What is the total interest income (latest filing)?
$2.58M.