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Liberty Bank

Liberty, IL
IDRSSD: 371942
Total Assets
$187.83M
Latest filing
Total Deposits
$161.54M
Latest filing
Net Interest Margin
4.73%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/23/1903
Community BankYes
Ownership TypeNot Mutual
ZIP62347
State and County Number17001
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameQuincy, IL-MO

Operational Info

Number of Employees33
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/26/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.liberty.bank
Data Updated11/14/2025
CERT11719
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$187.83M
Total Deposits$161.54M
Total Liabilities$164.08M
Total Equity Capital$23.75M
Net Income$904.00k
Net Loans and Leases$115.85M
Assets Per Employee ($Millions)$5.69M
Bank Premises and Fixed Assets$1.48M
Cash and Balances due from Depository Institutions$27.25M
Deposits Held in Domestic Offices$161.54M

Key Performance Ratios

Return on Assets (ROA)1.97%
Return on Equity (ROE)15.58%
Net Interest Margin4.73%
Efficiency Ratio42.29%
Tier 1 Risk-Based Capital Ratio21.314%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.646%
Earning Assets to total Assets92.7%

Income and Expense

Total Interest Income$2.57M
Total Noninterest Income$89.00k
Total Interest Expense$566.00k
Total Noninterest Expense$886.00k
Net Interest Income$2.01M
Pre-tax Net Operating Income$1.21M
Provision for Credit Losses$4.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.54M
Total Liabilities and Capital$187.83M

Securities

Securities$34.15M
Available-for-sale debt securities$34.15M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Liberty Bank?
$187.83M as of the latest filing.
How much are Liberty Bank's total deposits?
$161.54M in total deposits.
Where is Liberty Bank located?
Liberty, IL.
What is the Net Interest Margin?
4.73%.
How many domestic offices does it operate?
6.
When was it established?
06/23/1903.
What is the Return on Assets (ROA)?
1.97%.
How much are total loans and leases?
$115.85M (latest filing).
What is the total interest income (latest filing)?
$2.57M.