State Bank of Bement
Bement, IL
IDRSSD: 439730
Total Assets
$185.59M
Latest filing
Total Deposits
$158.46M
Latest filing
Net Interest Margin
4.12%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071107123BEMENT, IL
Key People
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Locations
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Main Office
State Bank of Bement
180 E Bodman St
Bement, IL 61813
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/17/1914FDIC Certificate 6944
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank of Bement (Main) | 180 E Bodman St | Bement, IL |
| IVESDALE BRANCH | 301 Chapin St | Ivesdale, IL |
| MONTICELLO BRANCH | 1927 N Market St | Monticello, IL |
| CERRO GORDO BRANCH | 101 S Madison St | Cerro Gordo, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/17/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61813 |
| State and County Number | 17147 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Champaign-Urbana, IL |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankbement.com |
| Data Updated | 01/30/2026 |
| CERT | 10855 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $185.59M |
| Total Deposits | $158.46M |
| Total Liabilities | $167.51M |
| Total Equity Capital | $18.07M |
| Net Income | $382.00k |
| Net Loans and Leases | $118.38M |
| Assets Per Employee ($Millions) | $6.19M |
| Bank Premises and Fixed Assets | $5.66M |
| Cash and Balances due from Depository Institutions | $10.75M |
| Deposits Held in Domestic Offices | $158.46M |
Key Performance Ratios
| Return on Assets (ROA) | 0.83% |
| Return on Equity (ROE) | 8.48% |
| Net Interest Margin | 4.12% |
| Efficiency Ratio | 73.5% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.737% |
| Earning Assets to total Assets | 92.45% |
Income and Expense
| Total Interest Income | $2.35M |
| Total Noninterest Income | $231.00k |
| Total Interest Expense | $587.00k |
| Total Noninterest Expense | $1.46M |
| Net Interest Income | $1.76M |
| Pre-tax Net Operating Income | $462.00k |
| Provision for Credit Losses | $65.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $732.00k |
| Federal Funds Purchased and Repurchased Agreement | $1.25M |
| All Other Liabilities | $806.00k |
| Total Liabilities and Capital | $185.59M |
Securities
| Securities | $45.35M |
| Available-for-sale debt securities | $45.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Bement?
$185.59M as of the latest filing.
How much are State Bank of Bement's total deposits?
$158.46M in total deposits.
Where is State Bank of Bement located?
Bement, IL.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
4.
When was it established?
01/17/1914.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$118.38M (latest filing).
What is the total interest income (latest filing)?
$2.35M.