Vermilion Valley Bank
Piper City, IL
IDRSSD: 666844
Total Assets
$192.04M
Latest filing
Total Deposits
$150.90M
Latest filing
Net Interest Margin
3.30%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Vermilion Valley Bank
4 E Peoria St
Piper City, IL 60959
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/25/1913FDIC Certificate 7455
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Vermilion Valley Bank (Main) | 4 E Peoria St | Piper City, IL |
| CULLOM BRANCH | 111 W Hack St | Cullom, IL |
| CHATSWORTH BRANCH | 509 S 4th St | Chatsworth, IL |
| ROBERTS BRANCH | 136 E Green St | Roberts, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/25/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60959 |
| State and County Number | 17053 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.vermilionvalleybank.com |
| Data Updated | 01/30/2026 |
| CERT | 11667 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $192.04M |
| Total Deposits | $150.90M |
| Total Liabilities | $162.26M |
| Total Equity Capital | $29.78M |
| Net Income | $811.00k |
| Net Loans and Leases | $112.20M |
| Assets Per Employee ($Millions) | $10.11M |
| Bank Premises and Fixed Assets | $678.00k |
| Cash and Balances due from Depository Institutions | $3.90M |
| Deposits Held in Domestic Offices | $150.90M |
Key Performance Ratios
| Return on Assets (ROA) | 1.72% |
| Return on Equity (ROE) | 10.93% |
| Net Interest Margin | 3.3% |
| Efficiency Ratio | 43.33% |
| Tier 1 Risk-Based Capital Ratio | 25.949% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.505% |
| Earning Assets to total Assets | 96.76% |
Income and Expense
| Total Interest Income | $2.14M |
| Total Noninterest Income | $55.00k |
| Total Interest Expense | $636.00k |
| Total Noninterest Expense | $676.00k |
| Net Interest Income | $1.50M |
| Pre-tax Net Operating Income | $884.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.07M |
| Total Liabilities and Capital | $192.04M |
Securities
| Securities | $70.87M |
| Available-for-sale debt securities | $70.87M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Vermilion Valley Bank?
$192.04M as of the latest filing.
How much are Vermilion Valley Bank's total deposits?
$150.90M in total deposits.
Where is Vermilion Valley Bank located?
Piper City, IL.
What is the Net Interest Margin?
3.30%.
How many domestic offices does it operate?
5.
When was it established?
07/25/1913.
What is the Return on Assets (ROA)?
1.72%.
How much are total loans and leases?
$112.20M (latest filing).
What is the total interest income (latest filing)?
$2.14M.