The First National Bank in Tremont
Tremont, IL
IDRSSD: 353546
Total Assets
$181.47M
Latest filing
Total Deposits
$160.97M
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank in Tremont
134 S Sampson St
Tremont, IL 61568
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/18/1931FDIC Certificate 2414
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank in Tremont (Main) | 134 S Sampson St | Tremont, IL |
| NEW HOLLAND BRANCH | 101 W Lincoln St | New Holland, IL |
| HOPEDALE BRANCH | 115 Nw Main St | Hopedale, IL |
| LINCOLN BANKING CENTER BRANCH | 710 Woodlawn Rd | Lincoln, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/18/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61568 |
| State and County Number | 17179 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Peoria, IL |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.tremontbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3749 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $181.47M |
| Total Deposits | $160.97M |
| Total Liabilities | $163.84M |
| Total Equity Capital | $17.63M |
| Net Income | $324.00k |
| Net Loans and Leases | $118.45M |
| Assets Per Employee ($Millions) | $5.5M |
| Bank Premises and Fixed Assets | $5.11M |
| Cash and Balances due from Depository Institutions | $13.29M |
| Deposits Held in Domestic Offices | $160.97M |
Key Performance Ratios
| Return on Assets (ROA) | 0.71% |
| Return on Equity (ROE) | 7.54% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 74.65% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.716% |
| Earning Assets to total Assets | 91.96% |
Income and Expense
| Total Interest Income | $2.24M |
| Total Noninterest Income | $122.00k |
| Total Interest Expense | $589.00k |
| Total Noninterest Expense | $1.32M |
| Net Interest Income | $1.65M |
| Pre-tax Net Operating Income | $404.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.90M |
| Federal Funds Sold & Reverse Repurchase Agreement | $50.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $968.00k |
| Total Liabilities and Capital | $181.47M |
Securities
| Securities | $37.80M |
| Available-for-sale debt securities | $37.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank in Tremont?
$181.47M as of the latest filing.
How much are The First National Bank in Tremont's total deposits?
$160.97M in total deposits.
Where is The First National Bank in Tremont located?
Tremont, IL.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
4.
When was it established?
11/18/1931.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$118.45M (latest filing).
What is the total interest income (latest filing)?
$2.24M.