First Hope Bank, A National Banking Association

Hope, NJ
IDRSSD: 434203
Total Assets
$677.11M
Latest filing
Total Deposits
$608.32M
Latest filing
Net Interest Margin
3.91%
Profitability

Locations

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Main Office
First Hope Bank, A National Banking Association
1301 Hope Bridgeville Rd.
Hope, NJ 07844
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/11/1911FDIC Certificate 4274

Branches (5)

Page 1 of 1
NameAddressCity / State
First Hope Bank, A National Banking Association (Main)1301 Hope Bridgeville Rd.Hope, NJ
GREAT MEADOWS BRANCHRoute 46Great Meadows, NJ
BLAIRSTOWN BRANCHRoute 94Blairstown, NJ
HACKETTSTOWN/WASH TOWNSHIP BRANCH41 Us Highway 46Hackettstown, NJ
SPARTA BRANCH220 Woodport Road, Aka Route 181Sparta, NJ
ANDOVER BRANCH161 Newton Sparta RdNewton, NJ
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/11/1911
Community BankYes
Ownership TypeNot Mutual
ZIP07844
State and County Number34041
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number02
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameAllentown-Bethlehem-Easton, PA-NJ

Operational Info

Number of Employees116
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/01/2016
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firsthope.bank
Data Updated11/14/2025
CERT6354
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$677.11M
Total Deposits$608.32M
Total Liabilities$617.77M
Total Equity Capital$59.34M
Net Income$1.22M
Net Loans and Leases$412.94M
Assets Per Employee ($Millions)$6.05M
Bank Premises and Fixed Assets$10.34M
Cash and Balances due from Depository Institutions$90.98M
Deposits Held in Domestic Offices$608.32M

Key Performance Ratios

Return on Assets (ROA)0.73%
Return on Equity (ROE)8.47%
Net Interest Margin3.91%
Efficiency Ratio78.76%
Tier 1 Risk-Based Capital Ratio14.189%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.764%
Earning Assets to total Assets93.9%

Income and Expense

Total Interest Income$7.90M
Total Noninterest Income$1.53M
Total Interest Expense$1.80M
Total Noninterest Expense$6.01M
Net Interest Income$6.10M
Pre-tax Net Operating Income$1.56M
Provision for Credit Losses$60.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.45M
Total Liabilities and Capital$677.11M

Securities

Securities$136.56M
Available-for-sale debt securities$127.58M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$8.98M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Hope Bank, A National Banking Association?
$677.11M as of the latest filing.
How much are First Hope Bank, A National Banking Association's total deposits?
$608.32M in total deposits.
Where is First Hope Bank, A National Banking Association located?
Hope, NJ.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
6.
When was it established?
09/11/1911.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$412.94M (latest filing).
What is the total interest income (latest filing)?
$7.90M.