Cenlar FSB
Ewing, NJ
IDRSSD: 934271
Total Assets
$890.97M
Latest filing
Total Deposits
$509.63M
Latest filing
Net Interest Margin
2.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cenlar FSB
425 Phillips Blvd
Ewing, NJ 08618
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1912FDIC Certificate 43830
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Cenlar FSB (Main) | 425 Phillips Blvd | Ewing, NJ | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08618 |
| State and County Number | 34021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Trenton-Princeton, NJ |
Operational Info
| Number of Employees | 1,904 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.cenlar.com |
| Data Updated | 11/14/2025 |
| CERT | 30996 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $890.97M |
| Total Deposits | $509.63M |
| Total Liabilities | $745.66M |
| Total Equity Capital | $145.31M |
| Net Income | $4.21M |
| Net Loans and Leases | $265.14M |
| Assets Per Employee ($Millions) | $0.5M |
| Bank Premises and Fixed Assets | $10.23M |
| Cash and Balances due from Depository Institutions | $28.52M |
| Deposits Held in Domestic Offices | $509.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.91% |
| Return on Equity (ROE) | 11.69% |
| Net Interest Margin | 2.66% |
| Efficiency Ratio | 95.41% |
| Tier 1 Risk-Based Capital Ratio | 39.601% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.309% |
| Earning Assets to total Assets | 84% |
Income and Expense
| Total Interest Income | $4.89M |
| Total Noninterest Income | $116.89M |
| Total Interest Expense | $0 |
| Total Noninterest Expense | $116.21M |
| Net Interest Income | $4.89M |
| Pre-tax Net Operating Income | $5.46M |
| Provision for Credit Losses | $112.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $236.04M |
| Total Liabilities and Capital | $890.97M |
Securities
| Securities | $470.20M |
| Available-for-sale debt securities | $7.96M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $462.38M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cenlar FSB?
$890.97M as of the latest filing.
How much are Cenlar FSB's total deposits?
$509.63M in total deposits.
Where is Cenlar FSB located?
Ewing, NJ.
What is the Net Interest Margin?
2.66%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1912.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$265.14M (latest filing).
What is the total interest income (latest filing)?
$4.89M.