First Federal Savings Bank of Champaign Urbana
Champaign, IL
IDRSSD: 346771
Total Assets
$186.45M
Latest filing
Total Deposits
$159.15M
Latest filing
Net Interest Margin
5.89%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Savings Bank of Champaign Urbana
1311 S Neil St
Champaign, IL 61820
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1908FDIC Certificate 41279
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Federal Savings Bank of Champaign Urbana (Main) | 1311 S Neil St | Champaign, IL |
| URBANA BRANCH | 301 Springfield Ave | Urbana, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61820 |
| State and County Number | 17019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Champaign-Urbana, IL |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.356bank.com |
| Data Updated | 11/14/2025 |
| CERT | 28445 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.45M |
| Total Deposits | $159.15M |
| Total Liabilities | $162.26M |
| Total Equity Capital | $24.19M |
| Net Income | $780.00k |
| Net Loans and Leases | $110.94M |
| Assets Per Employee ($Millions) | $3.73M |
| Bank Premises and Fixed Assets | $4.11M |
| Cash and Balances due from Depository Institutions | $17.88M |
| Deposits Held in Domestic Offices | $159.15M |
Key Performance Ratios
| Return on Assets (ROA) | 1.66% |
| Return on Equity (ROE) | 12.84% |
| Net Interest Margin | 5.89% |
| Efficiency Ratio | 69.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.974% |
| Earning Assets to total Assets | 93.87% |
Income and Expense
| Total Interest Income | $2.61M |
| Total Noninterest Income | $819.00k |
| Total Interest Expense | $9.00k |
| Total Noninterest Expense | $2.36M |
| Net Interest Income | $2.60M |
| Pre-tax Net Operating Income | $1.06M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.12M |
| Total Liabilities and Capital | $186.45M |
Securities
| Securities | $50.18M |
| Available-for-sale debt securities | $13.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $50.16M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Savings Bank of Champaign Urbana?
$186.45M as of the latest filing.
How much are First Federal Savings Bank of Champaign Urbana's total deposits?
$159.15M in total deposits.
Where is First Federal Savings Bank of Champaign Urbana located?
Champaign, IL.
What is the Net Interest Margin?
5.89%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$110.94M (latest filing).
What is the total interest income (latest filing)?
$2.61M.