BankChampaign, National Association
Champaign, IL
IDRSSD: 436739
Total Assets
$242.98M
Latest filing
Total Deposits
$196.49M
Latest filing
Net Interest Margin
4.51%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BankChampaign, National Association
2101 S Neil St
Champaign, IL 61820
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/14/1977FDIC Certificate 15633
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BankChampaign, National Association (Main) | 2101 S Neil St | Champaign, IL |
| MARKET PLACE BRANCH | 5 Convenience Center Rd | Champaign, IL |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Federal Savings Bank of Champaign Urbana
Champaign, Illinois
→
Assets: $189.85MΔ -18.8%
CIBM Bank
Champaign, Illinois
→
Assets: $830.22MΔ +254.9%
Busey Bank
Champaign, Illinois
→
Assets: $18.87BΔ +7964.6%
The Anna -Jonesboro National Bank
Anna, Illinois
→
Assets: $233.78MΔ -0.1%
Security Savings Bank
Monmouth, Illinois
→
Assets: $237.55MΔ +1.5%
The Clay City Banking Co.
Clay City, Illinois
→
Assets: $229.94MΔ -1.7%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/14/1977 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61820 |
| State and County Number | 17019 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Champaign-Urbana, IL |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/14/1977 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankchampaign.com |
| Data Updated | 11/14/2025 |
| CERT | 22434 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $242.98M |
| Total Deposits | $196.49M |
| Total Liabilities | $215.16M |
| Total Equity Capital | $27.82M |
| Net Income | $1.17M |
| Net Loans and Leases | $204.40M |
| Assets Per Employee ($Millions) | $7.59M |
| Bank Premises and Fixed Assets | $2.27M |
| Cash and Balances due from Depository Institutions | $11.32M |
| Deposits Held in Domestic Offices | $196.49M |
Key Performance Ratios
| Return on Assets (ROA) | 1.96% |
| Return on Equity (ROE) | 16.99% |
| Net Interest Margin | 4.51% |
| Efficiency Ratio | 62.07% |
| Tier 1 Risk-Based Capital Ratio | 13.412% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.449% |
| Earning Assets to total Assets | 95.29% |
Income and Expense
| Total Interest Income | $3.65M |
| Total Noninterest Income | $617.00k |
| Total Interest Expense | $1.08M |
| Total Noninterest Expense | $1.98M |
| Net Interest Income | $2.57M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $38.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $622.00k |
| Other borrowed funds | $4.33M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $11.15M |
| All Other Liabilities | $3.20M |
| Total Liabilities and Capital | $242.98M |
Securities
| Securities | $18.85M |
| Available-for-sale debt securities | $18.85M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankChampaign, National Association?
$242.98M as of the latest filing.
How much are BankChampaign, National Association's total deposits?
$196.49M in total deposits.
Where is BankChampaign, National Association located?
Champaign, IL.
What is the Net Interest Margin?
4.51%.
How many domestic offices does it operate?
2.
When was it established?
03/14/1977.
What is the Return on Assets (ROA)?
1.96%.
How much are total loans and leases?
$204.40M (latest filing).
What is the total interest income (latest filing)?
$3.65M.