Wilson Bank and Trust
Lebanon, TN
IDRSSD: 159636
Total Assets
$5.88B
Latest filing
Total Deposits
$5.25B
Latest filing
Net Interest Margin
3.76%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
064103529LEBANON, TN
Key People
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Locations
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Main Office
Wilson Bank and Trust
623 W Main St
Lebanon, TN 37087
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/11/1987FDIC Certificate 36373
Branches (31)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Wilson Bank and Trust (Main) | 623 W Main St | Lebanon, TN |
| WATERTOWN BRANCH | 402 Public Sq | Watertown, TN |
| LEBANON BRANCH | 1444 W Baddour Pkwy | Lebanon, TN |
| MT. JULIET BRANCH | 1476 N Mount Juliet Rd | Mount Juliet, TN |
| GLADEVILLE TENNESSEE BRANCH | 8875 Stewarts Ferry Pike | Mount Juliet, TN |
| TENNESSEE BOULEVARD BRANCH | 200 Tennessee Blvd | Lebanon, TN |
| HARTSVILLE OFFICE | 127 Mcmurry Blvd E | Hartsville, TN |
| CASTLE HEIGHTS AVE NORTH BRANCH | 1130 N Castle Heights Ave | Lebanon, TN |
Showing 7 of 31
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/11/1987 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37087 |
| State and County Number | 47189 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Nashville-Davidson-Murfreesboro-Franklin, TN |
Operational Info
| Number of Employees | 623 |
| Domestic Offices | 32 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/25/2025 |
| Date of Deposit Insurance | 05/11/1987 |
| Primary Insurance Agency | DIF |
| Website | www.wilsonbank.com |
| Data Updated | 01/30/2026 |
| CERT | 26962 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.88B |
| Total Deposits | $5.25B |
| Total Liabilities | $5.30B |
| Total Equity Capital | $578.50M |
| Net Income | $22.50M |
| Net Loans and Leases | $4.30B |
| Assets Per Employee ($Millions) | $9.08M |
| Bank Premises and Fixed Assets | $67.98M |
| Cash and Balances due from Depository Institutions | $357.59M |
| Deposits Held in Domestic Offices | $5.25B |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 15.93% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 53.23% |
| Tier 1 Risk-Based Capital Ratio | 14.306% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.844% |
| Earning Assets to total Assets | 95.31% |
Income and Expense
| Total Interest Income | $85.45M |
| Total Noninterest Income | $10.06M |
| Total Interest Expense | $33.04M |
| Total Noninterest Expense | $33.26M |
| Net Interest Income | $52.42M |
| Pre-tax Net Operating Income | $28.16M |
| Provision for Credit Losses | $1.06M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $515.00k |
| Other borrowed funds | $4.16M |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.79M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $41.46M |
| Total Liabilities and Capital | $5.88B |
Securities
| Securities | $966.50M |
| Available-for-sale debt securities | $966.50M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wilson Bank and Trust?
$5.88B as of the latest filing.
How much are Wilson Bank and Trust's total deposits?
$5.25B in total deposits.
Where is Wilson Bank and Trust located?
Lebanon, TN.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
32.
When was it established?
05/11/1987.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$4.30B (latest filing).
What is the total interest income (latest filing)?
$85.45M.