United Fidelity Bank, fsb
Evansville, IN
IDRSSD: 391575
Total Assets
$6.29B
Latest filing
Total Deposits
$5.42B
Latest filing
Net Interest Margin
-0.64%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Fidelity Bank, fsb
18 Nw 4th St
Evansville, IN 47708
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1931FDIC Certificate 42400
Branches (21)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| United Fidelity Bank, fsb (Main) | 18 Nw 4th St | Evansville, IN |
| FORT WALTON BRANCH | 135 Perry Ave Se | Fort Walton Beach, FL |
| FAYETTE COUNTY BRANCH | 320 N Main St | Saint Elmo, IL |
| HIGHLAND COMMUNITY BRANCH | 1701 W 87th St | Chicago, IL |
| HERRICK FACILITY BRANCH | 3 S Broadway | Herrick, IL |
| SHELBYVILLE FACILITY BRANCH | 2202 W Main St | Shelbyville, IL |
| DESTIN BRANCH | 363 Old Highway 98 | Destin, FL |
| 700 S GREEN RIVER ROAD BRANCH | 700 S Green River Rd | Evansville, IN |
Showing 7 of 21
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1931 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 47708 |
| State and County Number | 18163 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Evansville, IN-KY |
Operational Info
| Number of Employees | 324 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 2 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/02/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.unitedfidelity.com |
| Data Updated | 01/30/2026 |
| CERT | 29566 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.29B |
| Total Deposits | $5.42B |
| Total Liabilities | $5.65B |
| Total Equity Capital | $645.20M |
| Net Income | $3.40M |
| Net Loans and Leases | $3.43B |
| Assets Per Employee ($Millions) | $19.07M |
| Bank Premises and Fixed Assets | $43.23M |
| Cash and Balances due from Depository Institutions | $223.73M |
| Deposits Held in Domestic Offices | $5.11B |
Key Performance Ratios
| Return on Assets (ROA) | 0.22% |
| Return on Equity (ROE) | 2.15% |
| Net Interest Margin | -0.64% |
| Efficiency Ratio | 101.94% |
| Tier 1 Risk-Based Capital Ratio | 527,505% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.255% |
| Earning Assets to total Assets | 78.84% |
Income and Expense
| Total Interest Income | $45.74M |
| Total Noninterest Income | $30.00M |
| Total Interest Expense | $53.62M |
| Total Noninterest Expense | $22.64M |
| Net Interest Income | $-7,879,000 |
| Pre-tax Net Operating Income | $-529,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $57.00k |
| Other borrowed funds | $51.02M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $143.95M |
| Total Liabilities and Capital | $6.29B |
Securities
| Securities | $1.31B |
| Available-for-sale debt securities | $661.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $650.66M |
| Subordinated Debt | $31.80M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Fidelity Bank, fsb?
$6.29B as of the latest filing.
How much are United Fidelity Bank, fsb's total deposits?
$5.42B in total deposits.
Where is United Fidelity Bank, fsb located?
Evansville, IN.
What is the Net Interest Margin?
-0.64%.
How many domestic offices does it operate?
20.
When was it established?
01/01/1931.
What is the Return on Assets (ROA)?
0.22%.
How much are total loans and leases?
$3.43B (latest filing).
What is the total interest income (latest filing)?
$45.74M.