United Fidelity Bank, fsb
Evansville, IN
IDRSSD: 391575
Total Assets
$6.28B
Latest filing
Total Deposits
$5.44B
Latest filing
Net Interest Margin
-0.85%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
United Fidelity Bank, fsb
18 Nw 4th St
Evansville, IN 47708
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1931FDIC Certificate 42400
Branches (21)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| United Fidelity Bank, fsb (Main) | 18 Nw 4th St | Evansville, IN |
| FORT WALTON BRANCH | 135 Perry Ave Se | Fort Walton Beach, FL |
| FAYETTE COUNTY BRANCH | 320 N Main St | Saint Elmo, IL |
| HIGHLAND COMMUNITY BRANCH | 1701 W 87th St | Chicago, IL |
| HERRICK FACILITY BRANCH | 3 S Broadway | Herrick, IL |
| SHELBYVILLE FACILITY BRANCH | 2202 W Main St | Shelbyville, IL |
| DESTIN BRANCH | 363 Old Highway 98 | Destin, FL |
| 700 S GREEN RIVER ROAD BRANCH | 700 S Green River Rd | Evansville, IN |
Showing 7 of 21
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1931 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 47708 |
| State and County Number | 18163 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Evansville, IN-KY |
Operational Info
| Number of Employees | 307 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 2 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/02/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.unitedfidelity.com |
| Data Updated | 11/14/2025 |
| CERT | 29566 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.28B |
| Total Deposits | $5.44B |
| Total Liabilities | $5.66B |
| Total Equity Capital | $621.79M |
| Net Income | $3.56M |
| Net Loans and Leases | $3.46B |
| Assets Per Employee ($Millions) | $19.4M |
| Bank Premises and Fixed Assets | $38.95M |
| Cash and Balances due from Depository Institutions | $201.86M |
| Deposits Held in Domestic Offices | $5.13B |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | 2.32% |
| Net Interest Margin | -0.85% |
| Efficiency Ratio | 102.16% |
| Tier 1 Risk-Based Capital Ratio | 512,405% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.895% |
| Earning Assets to total Assets | 78.96% |
Income and Expense
| Total Interest Income | $45.10M |
| Total Noninterest Income | $26.36M |
| Total Interest Expense | $55.75M |
| Total Noninterest Expense | $16.16M |
| Net Interest Income | $-10,653,000 |
| Pre-tax Net Operating Income | $-954,000 |
| Provision for Credit Losses | $500.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $57.00k |
| Other borrowed funds | $50.98M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $132.50M |
| Total Liabilities and Capital | $6.28B |
Securities
| Securities | $1.31B |
| Available-for-sale debt securities | $660.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $653.49M |
| Subordinated Debt | $36.76M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Fidelity Bank, fsb?
$6.28B as of the latest filing.
How much are United Fidelity Bank, fsb's total deposits?
$5.44B in total deposits.
Where is United Fidelity Bank, fsb located?
Evansville, IN.
What is the Net Interest Margin?
-0.85%.
How many domestic offices does it operate?
20.
When was it established?
01/01/1931.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$3.46B (latest filing).
What is the total interest income (latest filing)?
$45.10M.