First Community Bank of the Ozarks
Branson, MO
IDRSSD: 2107341
Total Assets
$192.83M
Latest filing
Total Deposits
$155.31M
Latest filing
Net Interest Margin
2.73%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/1993 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65616 |
| State and County Number | 29213 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Branson, MO |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/06/2024 |
| Date of Deposit Insurance | 10/01/1993 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 33832 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $192.83M |
| Total Deposits | $155.31M |
| Total Liabilities | $181.75M |
| Total Equity Capital | $11.08M |
| Net Income | $400.00k |
| Net Loans and Leases | $146.15M |
| Assets Per Employee ($Millions) | $6.03M |
| Bank Premises and Fixed Assets | $3.90M |
| Cash and Balances due from Depository Institutions | $8.26M |
| Deposits Held in Domestic Offices | $155.31M |
Key Performance Ratios
| Return on Assets (ROA) | 0.83% |
| Return on Equity (ROE) | 15.3% |
| Net Interest Margin | 2.73% |
| Efficiency Ratio | 69.55% |
| Tier 1 Risk-Based Capital Ratio | 10.543% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.746% |
| Earning Assets to total Assets | 94.37% |
Income and Expense
| Total Interest Income | $2.80M |
| Total Noninterest Income | $172.00k |
| Total Interest Expense | $1.55M |
| Total Noninterest Expense | $992.00k |
| Net Interest Income | $1.25M |
| Pre-tax Net Operating Income | $400.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $14.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.78M |
| Federal Funds Purchased and Repurchased Agreement | $11.14M |
| All Other Liabilities | $557.00k |
| Total Liabilities and Capital | $192.83M |
Securities
| Securities | $28.86M |
| Available-for-sale debt securities | $28.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank of the Ozarks?
$192.83M as of the latest filing.
How much are First Community Bank of the Ozarks's total deposits?
$155.31M in total deposits.
Where is First Community Bank of the Ozarks located?
Branson, MO.
What is the Net Interest Margin?
2.73%.
How many domestic offices does it operate?
3.
When was it established?
10/01/1993.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$146.15M (latest filing).
What is the total interest income (latest filing)?
$2.80M.