First Community Bank of Hillsboro

Hillsboro, IL
IDRSSD: 2696180
Total Assets
$137.23M
Latest filing
Total Deposits
$103.75M
Latest filing
Net Interest Margin
2.96%
Profitability

Key People

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Locations

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Main Office
First Community Bank of Hillsboro
807 S Main St
Hillsboro, IL 62049
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/29/1998FDIC Certificate 61524

Branches (1)

Page 1 of 1
NameAddressCity / State
First Community Bank of Hillsboro (Main)807 S Main StHillsboro, IL
FIRST COMMUNITY BANK OF HILLSBORO - WEBSITE BRANCH807 S Main StHillsboro, IL
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/29/1998
Community BankYes
Ownership TypeNot Mutual
ZIP62049
State and County Number17135
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees23
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/29/1998
Primary Insurance AgencyDIF
Websitewww.fcbhillsboro.com
Data Updated01/30/2026
CERT34752
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$137.23M
Total Deposits$103.75M
Total Liabilities$123.36M
Total Equity Capital$13.87M
Net Income$302.00k
Net Loans and Leases$86.06M
Assets Per Employee ($Millions)$5.97M
Bank Premises and Fixed Assets$521.00k
Cash and Balances due from Depository Institutions$5.78M
Deposits Held in Domestic Offices$103.75M

Key Performance Ratios

Return on Assets (ROA)0.87%
Return on Equity (ROE)8.91%
Net Interest Margin2.96%
Efficiency Ratio65.69%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.25%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.107%
Earning Assets to total Assets94.94%

Income and Expense

Total Interest Income$1.49M
Total Noninterest Income$157.00k
Total Interest Expense$520.00k
Total Noninterest Expense$741.00k
Net Interest Income$971.00k
Pre-tax Net Operating Income$302.00k
Provision for Credit Losses$85.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$19.25M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$362.00k
Total Liabilities and Capital$137.23M

Securities

Securities$40.67M
Available-for-sale debt securities$40.67M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Community Bank of Hillsboro?
$137.23M as of the latest filing.
How much are First Community Bank of Hillsboro's total deposits?
$103.75M in total deposits.
Where is First Community Bank of Hillsboro located?
Hillsboro, IL.
What is the Net Interest Margin?
2.96%.
How many domestic offices does it operate?
2.
When was it established?
05/29/1998.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$86.06M (latest filing).
What is the total interest income (latest filing)?
$1.49M.