SouthernTrust Bank
Marion, IL
IDRSSD: 3316739
Total Assets
$269.33M
Latest filing
Total Deposits
$192.72M
Latest filing
Net Interest Margin
3.61%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
SouthernTrust Bank
701 N Court St
Marion, IL 62959
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/31/2005FDIC Certificate 429670
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| SouthernTrust Bank (Main) | 701 N Court St | Marion, IL |
| GOREVILLE BRANCH | 101 N Broadway | Goreville, IL |
| VIENNA BRANCH | 200 S 1st St | Vienna, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/31/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62959 |
| State and County Number | 17199 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Carbondale-Marion, IL |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/31/2005 |
| Primary Insurance Agency | DIF |
| Website | www.southerntrustbank.com |
| Data Updated | 11/14/2025 |
| CERT | 57897 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $269.33M |
| Total Deposits | $192.72M |
| Total Liabilities | $239.90M |
| Total Equity Capital | $29.43M |
| Net Income | $745.00k |
| Net Loans and Leases | $201.19M |
| Assets Per Employee ($Millions) | $8.42M |
| Bank Premises and Fixed Assets | $2.49M |
| Cash and Balances due from Depository Institutions | $23.64M |
| Deposits Held in Domestic Offices | $192.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 10.31% |
| Net Interest Margin | 3.61% |
| Efficiency Ratio | 59.34% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.926% |
| Earning Assets to total Assets | 93.44% |
Income and Expense
| Total Interest Income | $3.97M |
| Total Noninterest Income | $212.00k |
| Total Interest Expense | $1.68M |
| Total Noninterest Expense | $1.49M |
| Net Interest Income | $2.29M |
| Pre-tax Net Operating Income | $975.00k |
| Provision for Credit Losses | $34.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $477.00k |
| Other borrowed funds | $46.08M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.11M |
| Total Liabilities and Capital | $269.33M |
Securities
| Securities | $29.35M |
| Available-for-sale debt securities | $29.35M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of SouthernTrust Bank?
$269.33M as of the latest filing.
How much are SouthernTrust Bank's total deposits?
$192.72M in total deposits.
Where is SouthernTrust Bank located?
Marion, IL.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
3.
When was it established?
05/31/2005.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$201.19M (latest filing).
What is the total interest income (latest filing)?
$3.97M.