Warren-Boynton State Bank
New Berlin, IL
IDRSSD: 837448
Total Assets
$231.03M
Latest filing
Total Deposits
$197.43M
Latest filing
Net Interest Margin
3.78%
Profitability
Key People
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Locations
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Main Office
Warren-Boynton State Bank
702 W Illinois St
New Berlin, IL 62670
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/29/1877FDIC Certificate 7461
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Warren-Boynton State Bank (Main) | 702 W Illinois St | New Berlin, IL |
| PALMYRA BRANCH | 332 North Main Street | Palmyra, IL |
| BANK OF MODESTO BRANCH | 201 E State St | Modesto, IL |
| SPRINGFIELD BRANCH | 3030 Spring Mill Dr | Springfield, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/29/1877 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62670 |
| State and County Number | 17167 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Springfield, IL |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wbsb.com |
| Data Updated | 01/30/2026 |
| CERT | 11674 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $231.03M |
| Total Deposits | $197.43M |
| Total Liabilities | $205.09M |
| Total Equity Capital | $25.93M |
| Net Income | $461.00k |
| Net Loans and Leases | $170.53M |
| Assets Per Employee ($Millions) | $5.63M |
| Bank Premises and Fixed Assets | $1.69M |
| Cash and Balances due from Depository Institutions | $3.18M |
| Deposits Held in Domestic Offices | $197.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.76% |
| Return on Equity (ROE) | 7.08% |
| Net Interest Margin | 3.78% |
| Efficiency Ratio | 68.49% |
| Tier 1 Risk-Based Capital Ratio | 17.679% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.226% |
| Earning Assets to total Assets | 95.64% |
Income and Expense
| Total Interest Income | $3.14M |
| Total Noninterest Income | $190.00k |
| Total Interest Expense | $954.00k |
| Total Noninterest Expense | $1.63M |
| Net Interest Income | $2.19M |
| Pre-tax Net Operating Income | $718.00k |
| Provision for Credit Losses | $31.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $25.00k |
| Other borrowed funds | $6.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $590.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.16M |
| Total Liabilities and Capital | $231.03M |
Securities
| Securities | $49.46M |
| Available-for-sale debt securities | $49.46M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Warren-Boynton State Bank?
$231.03M as of the latest filing.
How much are Warren-Boynton State Bank's total deposits?
$197.43M in total deposits.
Where is Warren-Boynton State Bank located?
New Berlin, IL.
What is the Net Interest Margin?
3.78%.
How many domestic offices does it operate?
4.
When was it established?
08/29/1877.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$170.53M (latest filing).
What is the total interest income (latest filing)?
$3.14M.