The Fidelity Deposit and Discount Bank

Dunmore, PA
IDRSSD: 1007819
Total Assets
$2.74B
Latest filing
Total Deposits
$2.47B
Latest filing
Net Interest Margin
2.97%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/11/1903
Community BankYes
Ownership TypeNot Mutual
ZIP18512
State and County Number42069
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameScranton--Wilkes-Barre, PA

Operational Info

Number of Employees298
Domestic Offices23
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.bankatfidelity.com
Data Updated11/14/2025
CERT11868
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.74B
Total Deposits$2.47B
Total Liabilities$2.51B
Total Equity Capital$229.10M
Net Income$7.68M
Net Loans and Leases$1.90B
Assets Per Employee ($Millions)$8.8M
Bank Premises and Fixed Assets$55.37M
Cash and Balances due from Depository Institutions$142.16M
Deposits Held in Domestic Offices$2.47B

Key Performance Ratios

Return on Assets (ROA)1.13%
Return on Equity (ROE)13.76%
Net Interest Margin2.97%
Efficiency Ratio60.08%
Tier 1 Risk-Based Capital Ratio13.411%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.372%
Earning Assets to total Assets92.76%

Income and Expense

Total Interest Income$30.95M
Total Noninterest Income$4.83M
Total Interest Expense$12.26M
Total Noninterest Expense$14.19M
Net Interest Income$18.69M
Pre-tax Net Operating Income$9.02M
Provision for Credit Losses$310.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$420.00k
Other borrowed funds$6.92M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$33.13M
Total Liabilities and Capital$2.74B

Securities

Securities$529.26M
Available-for-sale debt securities$302.33M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$226.94M
Subordinated Debt$0
Trading Account Assets$144.00k
Trading Liabilities$144.00k

Frequently Asked Questions

What are the total assets of The Fidelity Deposit and Discount Bank?
$2.74B as of the latest filing.
How much are The Fidelity Deposit and Discount Bank's total deposits?
$2.47B in total deposits.
Where is The Fidelity Deposit and Discount Bank located?
Dunmore, PA.
What is the Net Interest Margin?
2.97%.
How many domestic offices does it operate?
23.
When was it established?
05/11/1903.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$1.90B (latest filing).
What is the total interest income (latest filing)?
$30.95M.