The Federal Savings Bank

Chicago, IL
IDRSSD: 2806877
Total Assets
$1.14B
Latest filing
Total Deposits
$827.67M
Latest filing
Net Interest Margin
3.52%
Profitability

Key People

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Locations

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Main Office
The Federal Savings Bank
4000 W Diversey Ave
Chicago, IL 60639
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/03/2000FDIC Certificate 81171

Branches (1)

Page 1 of 1
NameAddressCity / State
The Federal Savings Bank (Main)4000 W Diversey AveChicago, IL
DEERPATH BRANCH664 N Western AveLake Forest, IL
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date07/03/2000
Community BankYes
Ownership TypeNot Mutual
ZIP60639
State and County Number17031
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code33
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees1,269
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/03/2000
Primary Insurance AgencyDIF
Websitewww.thefederalsavingsbank.com
Data Updated01/30/2026
CERT35518
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.14B
Total Deposits$827.67M
Total Liabilities$973.34M
Total Equity Capital$165.33M
Net Income$1.69M
Net Loans and Leases$1.00B
Assets Per Employee ($Millions)$0.9M
Bank Premises and Fixed Assets$16.84M
Cash and Balances due from Depository Institutions$53.98M
Deposits Held in Domestic Offices$827.67M

Key Performance Ratios

Return on Assets (ROA)0.58%
Return on Equity (ROE)4.1%
Net Interest Margin3.52%
Efficiency Ratio94.02%
Tier 1 Risk-Based Capital Ratio19.356%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.31%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.52%
Earning Assets to total Assets92.87%

Income and Expense

Total Interest Income$18.79M
Total Noninterest Income$42.69M
Total Interest Expense$9.36M
Total Noninterest Expense$49.01M
Net Interest Income$9.44M
Pre-tax Net Operating Income$2.21M
Provision for Credit Losses$910.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$138.00k
Other borrowed funds$100.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$45.67M
Total Liabilities and Capital$1.14B

Securities

Securities$3.63M
Available-for-sale debt securities$3.63M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Federal Savings Bank?
$1.14B as of the latest filing.
How much are The Federal Savings Bank's total deposits?
$827.67M in total deposits.
Where is The Federal Savings Bank located?
Chicago, IL.
What is the Net Interest Margin?
3.52%.
How many domestic offices does it operate?
2.
When was it established?
07/03/2000.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$1.00B (latest filing).
What is the total interest income (latest filing)?
$18.79M.