FCN Bank, National Association

Brookville, IN
IDRSSD: 321947
Total Assets
$774.92M
Latest filing
Total Deposits
$676.05M
Latest filing
Net Interest Margin
3.00%
Profitability

Locations

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Main Office
FCN Bank, National Association
501 Main St
Brookville, IN 47012
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1900FDIC Certificate 2835

Branches (5)

Page 1 of 1
NameAddressCity / State
FCN Bank, National Association (Main)501 Main StBrookville, IN
BATESVILLE BRANCH1060 State Road 229Batesville, IN
SUNMAN BRANCH226 N Meridian StSunman, IN
LAWRENCEBURG BRANCH595 W Eads PkwyLawrenceburg, IN
HARRISON BRANCH590 Ring RdHarrison, OH
CONNERSVILLE BRANCH105 W 3rd StConnersville, IN
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1900
Community BankYes
Ownership TypeNot Mutual
ZIP47012
State and County Number18047
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameCincinnati, OH-KY-IN

Operational Info

Number of Employees127
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fcnbank.com
Data Updated11/14/2025
CERT4319
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$774.92M
Total Deposits$676.05M
Total Liabilities$716.14M
Total Equity Capital$58.77M
Net Income$1.57M
Net Loans and Leases$493.05M
Assets Per Employee ($Millions)$6.15M
Bank Premises and Fixed Assets$9.96M
Cash and Balances due from Depository Institutions$13.28M
Deposits Held in Domestic Offices$676.05M

Key Performance Ratios

Return on Assets (ROA)0.81%
Return on Equity (ROE)11.25%
Net Interest Margin3%
Efficiency Ratio72.05%
Tier 1 Risk-Based Capital Ratio14.124%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.585%
Earning Assets to total Assets93.3%

Income and Expense

Total Interest Income$8.96M
Total Noninterest Income$839.00k
Total Interest Expense$3.54M
Total Noninterest Expense$4.51M
Net Interest Income$5.42M
Pre-tax Net Operating Income$1.75M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$34.25M
All Other Liabilities$5.85M
Total Liabilities and Capital$774.92M

Securities

Securities$220.76M
Available-for-sale debt securities$220.76M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of FCN Bank, National Association?
$774.92M as of the latest filing.
How much are FCN Bank, National Association's total deposits?
$676.05M in total deposits.
Where is FCN Bank, National Association located?
Brookville, IN.
What is the Net Interest Margin?
3.00%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
0.81%.
How much are total loans and leases?
$493.05M (latest filing).
What is the total interest income (latest filing)?
$8.96M.