Farmers State Bank of Western Illinois
Alpha, IL
IDRSSD: 653433
Total Assets
$170.68M
Latest filing
Total Deposits
$147.23M
Latest filing
Net Interest Margin
3.72%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank of Western Illinois
124 W D St
Alpha, IL 61413
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1910FDIC Certificate 7465
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers State Bank of Western Illinois (Main) | 124 W D St | Alpha, IL |
| VIOLA FACILITY | 1803 13th St | Viola, IL |
| NEW WINDSOR BRANCH | 600 Main St | New Windsor, IL |
| WOODHULL BRANCH | 174 N Division St | Woodhull, IL |
| ALEDO BRANCH | 201 S College Ave | Aledo, IL |
| ALEXIS BRANCH | 205 East Broadway | Alexis, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61413 |
| State and County Number | 17073 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Davenport-Moline-Rock Island, IA-IL |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fsbwil.com |
| Data Updated | 01/30/2026 |
| CERT | 11680 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $170.68M |
| Total Deposits | $147.23M |
| Total Liabilities | $151.44M |
| Total Equity Capital | $19.23M |
| Net Income | $483.00k |
| Net Loans and Leases | $71.63M |
| Assets Per Employee ($Millions) | $4.74M |
| Bank Premises and Fixed Assets | $998.00k |
| Cash and Balances due from Depository Institutions | $29.46M |
| Deposits Held in Domestic Offices | $147.23M |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 10.2% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 65.78% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.269% |
| Earning Assets to total Assets | 92.02% |
Income and Expense
| Total Interest Income | $1.80M |
| Total Noninterest Income | $112.00k |
| Total Interest Expense | $372.00k |
| Total Noninterest Expense | $1.01M |
| Net Interest Income | $1.43M |
| Pre-tax Net Operating Income | $483.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.21M |
| Total Liabilities and Capital | $170.68M |
Securities
| Securities | $61.47M |
| Available-for-sale debt securities | $53.51M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $7.96M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank of Western Illinois?
$170.68M as of the latest filing.
How much are Farmers State Bank of Western Illinois's total deposits?
$147.23M in total deposits.
Where is Farmers State Bank of Western Illinois located?
Alpha, IL.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
6.
When was it established?
12/01/1910.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$71.63M (latest filing).
What is the total interest income (latest filing)?
$1.80M.