Illini State Bank
Oglesby, IL
IDRSSD: 180845
Total Assets
$172.37M
Latest filing
Total Deposits
$123.46M
Latest filing
Net Interest Margin
2.87%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Illini State Bank
301 S Columbia Ave
Oglesby, IL 61348
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/14/1914FDIC Certificate 6898
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Illini State Bank (Main) | 301 S Columbia Ave | Oglesby, IL |
| OGLESBY BRANCH | 301 S Columbia Ave | Oglesby, IL |
| LOSTANT BRANCH | 206 S Main St | Lostant, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/14/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61348 |
| State and County Number | 17099 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Ottawa, IL |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.illinistatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10788 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $172.37M |
| Total Deposits | $123.46M |
| Total Liabilities | $148.57M |
| Total Equity Capital | $23.80M |
| Net Income | $445.00k |
| Net Loans and Leases | $107.26M |
| Assets Per Employee ($Millions) | $9.07M |
| Bank Premises and Fixed Assets | $574.00k |
| Cash and Balances due from Depository Institutions | $7.30M |
| Deposits Held in Domestic Offices | $123.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 7.48% |
| Net Interest Margin | 2.87% |
| Efficiency Ratio | 61.07% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.807% |
| Earning Assets to total Assets | 94.14% |
Income and Expense
| Total Interest Income | $1.99M |
| Total Noninterest Income | $55.00k |
| Total Interest Expense | $832.00k |
| Total Noninterest Expense | $739.00k |
| Net Interest Income | $1.16M |
| Pre-tax Net Operating Income | $447.00k |
| Provision for Credit Losses | $24.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $21.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.33M |
| All Other Liabilities | $784.00k |
| Total Liabilities and Capital | $172.37M |
Securities
| Securities | $48.76M |
| Available-for-sale debt securities | $48.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Illini State Bank?
$172.37M as of the latest filing.
How much are Illini State Bank's total deposits?
$123.46M in total deposits.
Where is Illini State Bank located?
Oglesby, IL.
What is the Net Interest Margin?
2.87%.
How many domestic offices does it operate?
3.
When was it established?
02/14/1914.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$107.26M (latest filing).
What is the total interest income (latest filing)?
$1.99M.