Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1919
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	60945
State and County Number	17075
Subchapter S Corporations	Yes
Trust Powers	N/A
Federal Reserve ID Number	07
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Chicago
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	21
Domestic Offices	6
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.iroqbank.com
Data Updated	11/14/2025
CERT	11746
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$171.82M
Total Deposits	$154.00M
Total Liabilities	$157.96M
Total Equity Capital	$13.86M
Net Income	$477.00k
Net Loans and Leases	$107.95M
Assets Per Employee ($Millions)	$8.18M
Bank Premises and Fixed Assets	$1.91M
Cash and Balances due from Depository Institutions	$3.90M
Deposits Held in Domestic Offices	$154.00M

Return on Assets (ROA)	1.12%
Return on Equity (ROE)	14.03%
Net Interest Margin	3.57%
Efficiency Ratio	60.46%
Tier 1 Risk-Based Capital Ratio	11.433%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.07%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	8.066%
Earning Assets to total Assets	94.27%

Total Interest Income	$2.05M
Total Noninterest Income	$52.00k
Total Interest Expense	$624.00k
Total Noninterest Expense	$896.00k
Net Interest Income	$1.43M
Pre-tax Net Operating Income	$556.00k
Provision for Credit Losses	$30.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$36.00k
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$31.00k
Federal Funds Purchased and Repurchased Agreement	$2.83M
All Other Liabilities	$1.14M
Total Liabilities and Capital	$171.82M

Securities	$51.31M
Available-for-sale debt securities	$51.31M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Iroquois Farmers State Bank?

$171.82M as of the latest filing.

How much are Iroquois Farmers State Bank's total deposits?

$154.00M in total deposits.

Where is Iroquois Farmers State Bank located?

Iroquois, IL.

What is the Net Interest Margin?

3.57%.

How many domestic offices does it operate?

When was it established?

01/01/1919.

What is the Return on Assets (ROA)?

1.12%.

How much are total loans and leases?

$107.95M (latest filing).

What is the total interest income (latest filing)?

$2.05M.