DeWitt Savings Bank

Clinton, IL
IDRSSD: 324975
Total Assets
$172.52M
Latest filing
Total Deposits
$150.72M
Latest filing
Net Interest Margin
2.57%
Profitability

Locations

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Main Office
DeWitt Savings Bank
302 W Main St
Clinton, IL 61727
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1887FDIC Certificate 42369

Branches (1)

Page 1 of 1
NameAddressCity / State
DeWitt Savings Bank (Main)302 W Main StClinton, IL
130 NORTH MAIN STREET BRANCH130 N Main StMoweaqua, IL
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1887
Community BankYes
Ownership TypeMutual
ZIP61727
State and County Number17039
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees23
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.dewittsavingsbank.com
Data Updated11/14/2025
CERT29535
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$172.52M
Total Deposits$150.72M
Total Liabilities$158.75M
Total Equity Capital$13.77M
Net Income$185.00k
Net Loans and Leases$88.61M
Assets Per Employee ($Millions)$7.84M
Bank Premises and Fixed Assets$996.00k
Cash and Balances due from Depository Institutions$7.36M
Deposits Held in Domestic Offices$150.72M

Key Performance Ratios

Return on Assets (ROA)0.45%
Return on Equity (ROE)5.74%
Net Interest Margin2.57%
Efficiency Ratio80.02%
Tier 1 Risk-Based Capital Ratio20.329%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.983%
Earning Assets to total Assets94.41%

Income and Expense

Total Interest Income$1.90M
Total Noninterest Income$217.00k
Total Interest Expense$910.00k
Total Noninterest Expense$978.00k
Net Interest Income$994.00k
Pre-tax Net Operating Income$177.00k
Provision for Credit Losses$56.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$44.00k
Other borrowed funds$7.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.03M
Total Liabilities and Capital$172.52M

Securities

Securities$68.44M
Available-for-sale debt securities$68.44M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of DeWitt Savings Bank?
$172.52M as of the latest filing.
How much are DeWitt Savings Bank's total deposits?
$150.72M in total deposits.
Where is DeWitt Savings Bank located?
Clinton, IL.
What is the Net Interest Margin?
2.57%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1887.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$88.61M (latest filing).
What is the total interest income (latest filing)?
$1.90M.