Farmers and Merchants Bank of Ashland
Ashland, NE
IDRSSD: 398051
Total Assets
$144.11M
Latest filing
Total Deposits
$120.97M
Latest filing
Net Interest Margin
4.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers and Merchants Bank of Ashland
1501 Silver St
Ashland, NE 68003
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/15/1883FDIC Certificate 3627
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers and Merchants Bank of Ashland (Main) | 1501 Silver St | Ashland, NE |
| ASHLAND DRIVE-UP FACILITY | 1533 Silver St | Ashland, NE |
| HIGHWAY 6 BRANCH | 504 Highway 6 | Ashland, NE |
| WWW.FMNB.COM BRANCH | 1501 Silver St | Ashland, NE |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/15/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68003 |
| State and County Number | 31155 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Omaha-Council Bluffs, NE-IA |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fmnb.com |
| Data Updated | 11/14/2025 |
| CERT | 5377 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $144.11M |
| Total Deposits | $120.97M |
| Total Liabilities | $130.62M |
| Total Equity Capital | $13.49M |
| Net Income | $377.00k |
| Net Loans and Leases | $113.87M |
| Assets Per Employee ($Millions) | $7.21M |
| Bank Premises and Fixed Assets | $3.86M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $120.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 11.41% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 64.1% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.364% |
| Earning Assets to total Assets | 90.86% |
Income and Expense
| Total Interest Income | $1.97M |
| Total Noninterest Income | $171.00k |
| Total Interest Expense | $673.00k |
| Total Noninterest Expense | $939.00k |
| Net Interest Income | $1.29M |
| Pre-tax Net Operating Income | $506.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.90M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.75M |
| Total Liabilities and Capital | $144.11M |
Securities
| Securities | $14.57M |
| Available-for-sale debt securities | $14.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers and Merchants Bank of Ashland?
$144.11M as of the latest filing.
How much are Farmers and Merchants Bank of Ashland's total deposits?
$120.97M in total deposits.
Where is Farmers and Merchants Bank of Ashland located?
Ashland, NE.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
4.
When was it established?
11/15/1883.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$113.87M (latest filing).
What is the total interest income (latest filing)?
$1.97M.