Exchange Bank of Missouri
Fayette, MO
IDRSSD: 686459
Total Assets
$431.02M
Latest filing
Total Deposits
$390.31M
Latest filing
Net Interest Margin
4.41%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Exchange Bank of Missouri
101 S Church St
Fayette, MO 65248
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/19/1927FDIC Certificate 1058
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Exchange Bank of Missouri (Main) | 101 S Church St | Fayette, MO |
| NEW FRANKLIN BRANCH | 102 E Broadway | New Franklin, MO |
| FULTON BRANCH | 601 Court St | Fulton, MO |
| MARSHALL BRANCH | 929 W Vest St | Marshall, MO |
| HALLSVILLE BRANCH | 500 North Route B | Hallsville, MO |
| STATE BANK OF SLATER BRANCH | 201 W Maple St | Slater, MO |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/19/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65248 |
| State and County Number | 29089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Columbia, MO |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ebmo.com |
| Data Updated | 01/30/2026 |
| CERT | 1616 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $431.02M |
| Total Deposits | $390.31M |
| Total Liabilities | $392.13M |
| Total Equity Capital | $38.88M |
| Net Income | $1.61M |
| Net Loans and Leases | $332.99M |
| Assets Per Employee ($Millions) | $6.63M |
| Bank Premises and Fixed Assets | $10.12M |
| Cash and Balances due from Depository Institutions | $27.33M |
| Deposits Held in Domestic Offices | $390.31M |
Key Performance Ratios
| Return on Assets (ROA) | 1.52% |
| Return on Equity (ROE) | 16.75% |
| Net Interest Margin | 4.41% |
| Efficiency Ratio | 55.97% |
| Tier 1 Risk-Based Capital Ratio | 11.459% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.021% |
| Earning Assets to total Assets | 92.57% |
Income and Expense
| Total Interest Income | $7.05M |
| Total Noninterest Income | $553.00k |
| Total Interest Expense | $2.72M |
| Total Noninterest Expense | $2.73M |
| Net Interest Income | $4.33M |
| Pre-tax Net Operating Income | $2.08M |
| Provision for Credit Losses | $69.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.94M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.61M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.83M |
| Total Liabilities and Capital | $431.02M |
Securities
| Securities | $33.92M |
| Available-for-sale debt securities | $33.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Exchange Bank of Missouri?
$431.02M as of the latest filing.
How much are Exchange Bank of Missouri's total deposits?
$390.31M in total deposits.
Where is Exchange Bank of Missouri located?
Fayette, MO.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
6.
When was it established?
11/19/1927.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$332.99M (latest filing).
What is the total interest income (latest filing)?
$7.05M.