Exchange Bank of Missouri
Fayette, MO
IDRSSD: 686459
Total Assets
$447.04M
Latest filing
Total Deposits
$403.04M
Latest filing
Net Interest Margin
4.20%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Exchange Bank of Missouri
101 S Church St
Fayette, MO 65248
Full Service - Brick and Mortar
Updated 04/10/2026Established 11/19/1927FDIC Certificate 1058
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Exchange Bank of Missouri (Main) | 101 S Church St | Fayette, MO |
| NEW FRANKLIN BRANCH | 102 E Broadway | New Franklin, MO |
| FULTON BRANCH | 601 Court St | Fulton, MO |
| MARSHALL BRANCH | 929 W Vest St | Marshall, MO |
| HALLSVILLE BRANCH | 500 North Route B | Hallsville, MO |
| STATE BANK OF SLATER BRANCH | 201 W Maple St | Slater, MO |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Commercial Trust Company of Fayette
Fayette, Missouri
→
Assets: $150.19MΔ -65.2%
Community Bank and Trust
Neosho, Missouri
→
Assets: $432.75MΔ +0.4%
Heritage Bank of the Ozarks
Lebanon, Missouri
→
Assets: $425.93MΔ -1.2%
New Era Bank
Fredericktown, Missouri
→
Assets: $438.64MΔ +1.8%
Central Bank of Kansas City
Kansas City, Missouri
→
Assets: $413.61MΔ -4.0%
Bank of Franklin County
Washington, Missouri
→
Assets: $408.74MΔ -5.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/19/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65248 |
| State and County Number | 29089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Columbia, MO |
Operational Info
| Number of Employees | 65 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ebmo.com |
| Data Updated | 04/10/2026 |
| CERT | 1616 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $447.04M |
| Total Deposits | $403.04M |
| Total Liabilities | $405.50M |
| Total Equity Capital | $41.54M |
| Net Income | $3.00M |
| Net Loans and Leases | $334.91M |
| Assets Per Employee ($Millions) | $6.67M |
| Bank Premises and Fixed Assets | $10.01M |
| Cash and Balances due from Depository Institutions | $45.96M |
| Deposits Held in Domestic Offices | $403.04M |
Key Performance Ratios
| Return on Assets (ROA) | 2.73% |
| Return on Equity (ROE) | 29.85% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 43.68% |
| Tier 1 Risk-Based Capital Ratio | 11.675% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.292% |
| Earning Assets to total Assets | 92.75% |
Income and Expense
| Total Interest Income | $7.03M |
| Total Noninterest Income | $2.04M |
| Total Interest Expense | $2.77M |
| Total Noninterest Expense | $2.76M |
| Net Interest Income | $4.27M |
| Pre-tax Net Operating Income | $3.49M |
| Provision for Credit Losses | $68.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.94M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.61M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.46M |
| Total Liabilities and Capital | $447.04M |
Securities
| Securities | $32.53M |
| Available-for-sale debt securities | $32.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Exchange Bank of Missouri?
$447.04M as of the latest filing.
How much are Exchange Bank of Missouri's total deposits?
$403.04M in total deposits.
Where is Exchange Bank of Missouri located?
Fayette, MO.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
6.
When was it established?
11/19/1927.
What is the Return on Assets (ROA)?
2.73%.
How much are total loans and leases?
$334.91M (latest filing).
What is the total interest income (latest filing)?
$7.03M.