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Exchange Bank of Missouri

Fayette, MO
IDRSSD: 686459
Total Assets
$416.25M
Latest filing
Total Deposits
$376.10M
Latest filing
Net Interest Margin
4.37%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date11/19/1927
Community BankYes
Ownership TypeNot Mutual
ZIP65248
State and County Number29089
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameColumbia, MO

Operational Info

Number of Employees61
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.ebmo.com
Data Updated11/14/2025
CERT1616
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$416.25M
Total Deposits$376.10M
Total Liabilities$378.20M
Total Equity Capital$38.05M
Net Income$1.52M
Net Loans and Leases$327.62M
Assets Per Employee ($Millions)$6.61M
Bank Premises and Fixed Assets$10.25M
Cash and Balances due from Depository Institutions$7.02M
Deposits Held in Domestic Offices$376.10M

Key Performance Ratios

Return on Assets (ROA)1.48%
Return on Equity (ROE)16.38%
Net Interest Margin4.37%
Efficiency Ratio55.35%
Tier 1 Risk-Based Capital Ratio11.377%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.141%
Earning Assets to total Assets92.74%

Income and Expense

Total Interest Income$6.97M
Total Noninterest Income$530.00k
Total Interest Expense$2.82M
Total Noninterest Expense$2.59M
Net Interest Income$4.15M
Pre-tax Net Operating Income$1.97M
Provision for Credit Losses$116.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$24.72M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.10M
Total Liabilities and Capital$416.25M

Securities

Securities$33.23M
Available-for-sale debt securities$33.12M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Exchange Bank of Missouri?
$416.25M as of the latest filing.
How much are Exchange Bank of Missouri's total deposits?
$376.10M in total deposits.
Where is Exchange Bank of Missouri located?
Fayette, MO.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
6.
When was it established?
11/19/1927.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$327.62M (latest filing).
What is the total interest income (latest filing)?
$6.97M.