Commercial Trust Company of Fayette
Fayette, MO
IDRSSD: 709451
Total Assets
$150.19M
Latest filing
Total Deposits
$132.11M
Latest filing
Net Interest Margin
3.81%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101902735FAYETTE, MO
Key People
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Locations
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Main Office
Commercial Trust Company of Fayette
119 N Main St
Fayette, MO 65248
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1903FDIC Certificate 6270
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commercial Trust Company of Fayette (Main) | 119 N Main St | Fayette, MO |
| COMMERCIAL TRUST COMPANY - HARRISBURG BRANCH | 180 W Sexton St | Harrisburg, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65248 |
| State and County Number | 29089 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Columbia, MO |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.commercialtrust.com |
| Data Updated | 01/30/2026 |
| CERT | 9791 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $150.19M |
| Total Deposits | $132.11M |
| Total Liabilities | $134.20M |
| Total Equity Capital | $15.99M |
| Net Income | $532.00k |
| Net Loans and Leases | $105.52M |
| Assets Per Employee ($Millions) | $5.01M |
| Bank Premises and Fixed Assets | $535.00k |
| Cash and Balances due from Depository Institutions | $32.80M |
| Deposits Held in Domestic Offices | $132.11M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 13.13% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 73.9% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.645% |
| Earning Assets to total Assets | 96.99% |
Income and Expense
| Total Interest Income | $2.09M |
| Total Noninterest Income | $338.00k |
| Total Interest Expense | $671.00k |
| Total Noninterest Expense | $1.30M |
| Net Interest Income | $1.42M |
| Pre-tax Net Operating Income | $532.00k |
| Provision for Credit Losses | $-74,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $91.00k |
| Total Liabilities and Capital | $150.19M |
Securities
| Securities | $8.45M |
| Available-for-sale debt securities | $8.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial Trust Company of Fayette?
$150.19M as of the latest filing.
How much are Commercial Trust Company of Fayette's total deposits?
$132.11M in total deposits.
Where is Commercial Trust Company of Fayette located?
Fayette, MO.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$105.52M (latest filing).
What is the total interest income (latest filing)?
$2.09M.