Evans Bank, National Association

Angola, NY
IDRSSD: 292908
Total Assets
$2.18B
Latest filing
Total Deposits
$1.90B
Latest filing
Net Interest Margin
3.04%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1920
Community BankYes
Ownership TypeNot Mutual
ZIP14006
State and County Number36029
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code3
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBuffalo-Cheektowaga, NY

Operational Info

Number of Employees259
Domestic Offices19
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/02/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT6947
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.18B
Total Deposits$1.90B
Total Liabilities$1.96B
Total Equity Capital$219.66M
Net Income$4.25M
Net Loans and Leases$1.76B
Assets Per Employee ($Millions)$8.41M
Bank Premises and Fixed Assets$17.86M
Cash and Balances due from Depository Institutions$36.28M
Deposits Held in Domestic Offices$1.90B

Key Performance Ratios

Return on Assets (ROA)0.78%
Return on Equity (ROE)7.89%
Net Interest Margin3.04%
Efficiency Ratio67.99%
Tier 1 Risk-Based Capital Ratio14.385%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.088%
Earning Assets to total Assets93.59%

Income and Expense

Total Interest Income$26.69M
Total Noninterest Income$2.02M
Total Interest Expense$11.15M
Total Noninterest Expense$11.94M
Net Interest Income$15.54M
Pre-tax Net Operating Income$5.32M
Provision for Credit Losses$300.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$40.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.40M
All Other Liabilities$15.46M
Total Liabilities and Capital$2.18B

Securities

Securities$265.44M
Available-for-sale debt securities$261.54M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$3.90M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Evans Bank, National Association?
$2.18B as of the latest filing.
How much are Evans Bank, National Association's total deposits?
$1.90B in total deposits.
Where is Evans Bank, National Association located?
Angola, NY.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
19.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$1.76B (latest filing).
What is the total interest income (latest filing)?
$26.69M.