Evans Bank, National Association
Angola, NY
IDRSSD: 292908
Total Assets
$2.18B
Latest filing
Total Deposits
$1.90B
Latest filing
Net Interest Margin
3.04%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 14006 |
| State and County Number | 36029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 3 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Buffalo-Cheektowaga, NY |
Operational Info
| Number of Employees | 259 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/02/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 6947 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.18B |
| Total Deposits | $1.90B |
| Total Liabilities | $1.96B |
| Total Equity Capital | $219.66M |
| Net Income | $4.25M |
| Net Loans and Leases | $1.76B |
| Assets Per Employee ($Millions) | $8.41M |
| Bank Premises and Fixed Assets | $17.86M |
| Cash and Balances due from Depository Institutions | $36.28M |
| Deposits Held in Domestic Offices | $1.90B |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 7.89% |
| Net Interest Margin | 3.04% |
| Efficiency Ratio | 67.99% |
| Tier 1 Risk-Based Capital Ratio | 14.385% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.088% |
| Earning Assets to total Assets | 93.59% |
Income and Expense
| Total Interest Income | $26.69M |
| Total Noninterest Income | $2.02M |
| Total Interest Expense | $11.15M |
| Total Noninterest Expense | $11.94M |
| Net Interest Income | $15.54M |
| Pre-tax Net Operating Income | $5.32M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.40M |
| All Other Liabilities | $15.46M |
| Total Liabilities and Capital | $2.18B |
Securities
| Securities | $265.44M |
| Available-for-sale debt securities | $261.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.90M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Evans Bank, National Association?
$2.18B as of the latest filing.
How much are Evans Bank, National Association's total deposits?
$1.90B in total deposits.
Where is Evans Bank, National Association located?
Angola, NY.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
19.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$1.76B (latest filing).
What is the total interest income (latest filing)?
$26.69M.