NorthEast Community Bank

White Plains, NY
IDRSSD: 823478
Total Assets
$2.05B
Latest filing
Total Deposits
$1.53B
Latest filing
Net Interest Margin
5.39%
Profitability

Locations

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Main Office
NorthEast Community Bank
325 Hamilton Ave
White Plains, NY 10601
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/1934FDIC Certificate 41981

Branches (11)

Page 1 of 2
NameAddressCity / State
NorthEast Community Bank (Main)325 Hamilton AveWhite Plains, NY
590 EAST 187TH STREET BRANCH590 E 187th StBronx, NY
WEST 23RD BRANCH242 W 23rd StNew York City, NY
1355 FIRST AVENUE BRANCH1355 1st AveNew York, NY
87 ELM STREET BRANCH87 Elm StDanvers, MA
FRAMINGHAM BRANCH OFFICE BRANCH35 Edgell RdFramingham, MA
QUINCY BRANCH OFFICE BRANCH281 Quincy AveQuincy, MA
SPRING VALLEY BRANCH72 W Eckerson RdSpring Valley, NY
Showing 7 of 11

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date09/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP10601
State and County Number36119
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees141
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitehttps://www.necommunitybank.com
Data Updated11/14/2025
CERT29147
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.05B
Total Deposits$1.53B
Total Liabilities$1.72B
Total Equity Capital$328.79M
Net Income$12.19M
Net Loans and Leases$1.86B
Assets Per Employee ($Millions)$14.05M
Bank Premises and Fixed Assets$31.41M
Cash and Balances due from Depository Institutions$62.67M
Deposits Held in Domestic Offices$1.53B

Key Performance Ratios

Return on Assets (ROA)2.43%
Return on Equity (ROE)15.12%
Net Interest Margin5.39%
Efficiency Ratio36.54%
Tier 1 Risk-Based Capital Ratio14.829%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.034%
Earning Assets to total Assets95.53%

Income and Expense

Total Interest Income$39.18M
Total Noninterest Income$844.00k
Total Interest Expense$13.40M
Total Noninterest Expense$9.73M
Net Interest Income$25.78M
Pre-tax Net Operating Income$16.89M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$545.00k
Other borrowed funds$177.11M
Federal Funds Sold & Reverse Repurchase Agreement$724.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$18.12M
Total Liabilities and Capital$2.05B

Securities

Securities$41.82M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$16.43M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of NorthEast Community Bank?
$2.05B as of the latest filing.
How much are NorthEast Community Bank's total deposits?
$1.53B in total deposits.
Where is NorthEast Community Bank located?
White Plains, NY.
What is the Net Interest Margin?
5.39%.
How many domestic offices does it operate?
12.
When was it established?
09/01/1934.
What is the Return on Assets (ROA)?
2.43%.
How much are total loans and leases?
$1.86B (latest filing).
What is the total interest income (latest filing)?
$39.18M.