Alma Bank

Astoria, NY
IDRSSD: 3633173
Total Assets
$1.55B
Latest filing
Total Deposits
$1.31B
Latest filing
Net Interest Margin
3.68%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

026014384ASTORIA, NY

Key People

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Locations

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Main Office
Alma Bank
2831 31st St
Astoria, NY 11102
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/12/2007FDIC Certificate 451431

Branches (12)

Page 1 of 2
NameAddressCity / State
Alma Bank (Main)2831 31st StAstoria, NY
BAYRIDGE BROOKLYN BRANCH8424 5th AveBrooklyn, NY
BROADWAY BRANCH4102 BroadwayAstoria, NY
KINGS HIGHWAY BRANCH1218 Kings HwyBrooklyn, NY
DITMARS BRANCH2820 Ditmars BlvdAstoria, NY
AVENUE OF THE AMERICAS BRANCH1023 Avenue Of AmericasNew York, NY
PELHAM BAY, BRONX BRANCH1705 Crosby AveBronx, NY
TENAFLY, NEW JERSEY BRANCH20 W Railroad AveTenafly, NJ
Showing 7 of 12

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/12/2007
Community BankYes
Ownership TypeNot Mutual
ZIP11102
State and County Number36081
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees164
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance09/12/2007
Primary Insurance AgencyDIF
Websitewww.almabank.com
Data Updated01/30/2026
CERT58424
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.55B
Total Deposits$1.31B
Total Liabilities$1.39B
Total Equity Capital$155.21M
Net Income$2.73M
Net Loans and Leases$1.30B
Assets Per Employee ($Millions)$9.33M
Bank Premises and Fixed Assets$11.81M
Cash and Balances due from Depository Institutions$119.73M
Deposits Held in Domestic Offices$1.31B

Key Performance Ratios

Return on Assets (ROA)0.71%
Return on Equity (ROE)7.09%
Net Interest Margin3.68%
Efficiency Ratio75.43%
Tier 1 Risk-Based Capital Ratio11.809%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.026%
Earning Assets to total Assets95.58%

Income and Expense

Total Interest Income$22.04M
Total Noninterest Income$1.07M
Total Interest Expense$8.53M
Total Noninterest Expense$11.00M
Net Interest Income$13.51M
Pre-tax Net Operating Income$3.13M
Provision for Credit Losses$450.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.78M
Other borrowed funds$70.75M
Federal Funds Sold & Reverse Repurchase Agreement$265.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$14.83M
Total Liabilities and Capital$1.55B

Securities

Securities$72.54M
Available-for-sale debt securities$54.20M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$18.34M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Alma Bank?
$1.55B as of the latest filing.
How much are Alma Bank's total deposits?
$1.31B in total deposits.
Where is Alma Bank located?
Astoria, NY.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
13.
When was it established?
09/12/2007.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$1.30B (latest filing).
What is the total interest income (latest filing)?
$22.04M.