Enterprise Bank of South Carolina
Ehrhardt, SC
IDRSSD: 457426
Total Assets
$491.15M
Latest filing
Total Deposits
$459.70M
Latest filing
Net Interest Margin
3.76%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Enterprise Bank of South Carolina
13497 Broxton Bridge Rd
Ehrhardt, SC 29081
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1920FDIC Certificate 7372
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Enterprise Bank of South Carolina (Main) | 13497 Broxton Bridge Rd | Ehrhardt, SC |
| WALTERBORO BRANCH | 1105 N Jefferies Blvd | Walterboro, SC |
| BAMBERG BRANCH | 2727 Main Hwy | Bamberg, SC |
| DENMARK BRANCH | 4668 Carolina Hwy | Denmark, SC |
| EDISTO ISLAND BRANCH | 804 Oyster Park Dr | Edisto Island, SC |
| COTTAGEVILLE BRANCH | 11003 Cottageville Hwy | Cottageville, SC |
| RIDGEVILLE BRANCH | 577 Ridgeville Rd | Ridgeville, SC |
| BELLS HIGHWAY BRANCH | 776 Bells Hwy | Walterboro, SC |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29081 |
| State and County Number | 45009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 93 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://ebsc.bank |
| Data Updated | 01/30/2026 |
| CERT | 11539 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $491.15M |
| Total Deposits | $459.70M |
| Total Liabilities | $461.45M |
| Total Equity Capital | $29.70M |
| Net Income | $8.40M |
| Net Loans and Leases | $276.72M |
| Assets Per Employee ($Millions) | $5.34M |
| Bank Premises and Fixed Assets | $7.10M |
| Cash and Balances due from Depository Institutions | $26.03M |
| Deposits Held in Domestic Offices | $459.70M |
Key Performance Ratios
| Return on Assets (ROA) | 6.85% |
| Return on Equity (ROE) | 133.39% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 63.81% |
| Tier 1 Risk-Based Capital Ratio | 12.729% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.47% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.046% |
| Earning Assets to total Assets | 94.88% |
Income and Expense
| Total Interest Income | $5.76M |
| Total Noninterest Income | $568.00k |
| Total Interest Expense | $1.36M |
| Total Noninterest Expense | $3.17M |
| Net Interest Income | $4.41M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $575.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.75M |
| Total Liabilities and Capital | $491.15M |
Securities
| Securities | $170.52M |
| Available-for-sale debt securities | $35.93M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $134.11M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Enterprise Bank of South Carolina?
$491.15M as of the latest filing.
How much are Enterprise Bank of South Carolina's total deposits?
$459.70M in total deposits.
Where is Enterprise Bank of South Carolina located?
Ehrhardt, SC.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
6.85%.
How much are total loans and leases?
$276.72M (latest filing).
What is the total interest income (latest filing)?
$5.76M.