CBL State Savings Bank
Greer, SC
IDRSSD: 851172
Total Assets
$188.01M
Latest filing
Total Deposits
$122.49M
Latest filing
Net Interest Margin
2.02%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
CBL State Savings Bank
229 Trade St
Greer, SC 29651
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1907FDIC Certificate 44734
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CBL State Savings Bank (Main) | 229 Trade St | Greer, SC |
| LANDRUM BRANCH | 1401 E Rutherford St | Landrum, SC |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29651 |
| State and County Number | 45045 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Greenville-Anderson, SC |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.mycbl.bank |
| Data Updated | 01/30/2026 |
| CERT | 31900 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $188.01M |
| Total Deposits | $122.49M |
| Total Liabilities | $158.92M |
| Total Equity Capital | $29.09M |
| Net Income | $-150,000 |
| Net Loans and Leases | $115.68M |
| Assets Per Employee ($Millions) | $11.06M |
| Bank Premises and Fixed Assets | $2.82M |
| Cash and Balances due from Depository Institutions | $16.14M |
| Deposits Held in Domestic Offices | $122.49M |
Key Performance Ratios
| Return on Assets (ROA) | -0.32% |
| Return on Equity (ROE) | -2.06% |
| Net Interest Margin | 2.02% |
| Efficiency Ratio | 121.01% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.474% |
| Earning Assets to total Assets | 91.56% |
Income and Expense
| Total Interest Income | $2.25M |
| Total Noninterest Income | $42.00k |
| Total Interest Expense | $1.39M |
| Total Noninterest Expense | $1.10M |
| Net Interest Income | $867.00k |
| Pre-tax Net Operating Income | $-194,000 |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.43M |
| Total Liabilities and Capital | $188.01M |
Securities
| Securities | $41.30M |
| Available-for-sale debt securities | $40.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $850.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CBL State Savings Bank?
$188.01M as of the latest filing.
How much are CBL State Savings Bank's total deposits?
$122.49M in total deposits.
Where is CBL State Savings Bank located?
Greer, SC.
What is the Net Interest Margin?
2.02%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
-0.32%.
How much are total loans and leases?
$115.68M (latest filing).
What is the total interest income (latest filing)?
$2.25M.