Countybank

Greenwood, SC
IDRSSD: 271529
Total Assets
$729.55M
Latest filing
Total Deposits
$637.79M
Latest filing
Net Interest Margin
3.86%
Profitability

Key People

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Locations

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Main Office
Countybank
419 Main St
Greenwood, SC 29646
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/05/1933FDIC Certificate 5859

Branches (12)

Page 1 of 2
NameAddressCity / State
Countybank (Main)419 Main StGreenwood, SC
GREENWOOD REYNOLDS AVE FINANCIAL CENTER1230 Reynolds AveGreenwood, SC
GREENWOOD CALHOUN AVE FINANCIAL CENTER BRANCH583 Highway 72 By-Pass NwGreenwood, SC
COUNTYBANK TRUST SERVICES419 Main StGreenwood, SC
MESSENGER SERVICE609 Phoenix StGreenwood, SC
GREENVILLE MCBEE AVE FINANCIAL CENTER201 W Mcbee AveGreenville, SC
MOBILE BRANCH1110 Marshall RdGreenwood, SC
PELHAM BRANCH3431 Pelham RdGreenville, SC
Showing 7 of 12

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/05/1933
Community BankYes
Ownership TypeNot Mutual
ZIP29646
State and County Number45047
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameGreenwood, SC

Operational Info

Number of Employees170
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.ecountybank.com
Data Updated01/30/2026
CERT9155
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$729.55M
Total Deposits$637.79M
Total Liabilities$682.30M
Total Equity Capital$47.25M
Net Income$2.25M
Net Loans and Leases$395.31M
Assets Per Employee ($Millions)$4.24M
Bank Premises and Fixed Assets$14.59M
Cash and Balances due from Depository Institutions$64.78M
Deposits Held in Domestic Offices$637.79M

Key Performance Ratios

Return on Assets (ROA)1.23%
Return on Equity (ROE)19.79%
Net Interest Margin3.86%
Efficiency Ratio75.24%
Tier 1 Risk-Based Capital Ratio15.438%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.22%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.477%
Earning Assets to total Assets93.72%

Income and Expense

Total Interest Income$8.31M
Total Noninterest Income$4.59M
Total Interest Expense$1.68M
Total Noninterest Expense$8.46M
Net Interest Income$6.63M
Pre-tax Net Operating Income$2.36M
Provision for Credit Losses$400.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$32.10M
All Other Liabilities$12.41M
Total Liabilities and Capital$729.55M

Securities

Securities$234.65M
Available-for-sale debt securities$234.65M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Countybank?
$729.55M as of the latest filing.
How much are Countybank's total deposits?
$637.79M in total deposits.
Where is Countybank located?
Greenwood, SC.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
13.
When was it established?
06/05/1933.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$395.31M (latest filing).
What is the total interest income (latest filing)?
$8.31M.