The Peoples Bank
Iva, SC
IDRSSD: 285928
Total Assets
$439.48M
Latest filing
Total Deposits
$390.51M
Latest filing
Net Interest Margin
4.36%
Profitability
Key People
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Locations
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Main Office
The Peoples Bank
801 E Front St
Iva, SC 29655
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1951FDIC Certificate 11044
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Bank (Main) | 801 E Front St | Iva, SC |
| HOMELAND PARK BRANCH | 3010 S Main Street Ext | Anderson, SC |
| DOWNTOWN BRANCH | 605 N Main St | Anderson, SC |
| CLEMSON BOULEVARD BRANCH | 3901 Clemson Blvd | Anderson, SC |
| GREENVILLE STREET BRANCH | 1921 E Greenville St | Anderson, SC |
| HIGHWAY 24 BRANCH | 3009 Whitehall Rd | Anderson, SC |
| PENDLETON BRANCH | 7511 Highway 76 Ste 600 | Pendleton, SC |
| POWDERSVILLE BRANCH | 216 Three Bridges Road | Powdersville, SC |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/02/1951 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29655 |
| State and County Number | 45007 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Greenville-Anderson, SC |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/02/1951 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbanksc.com |
| Data Updated | 01/30/2026 |
| CERT | 16968 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $439.48M |
| Total Deposits | $390.51M |
| Total Liabilities | $393.25M |
| Total Equity Capital | $46.23M |
| Net Income | $1.81M |
| Net Loans and Leases | $260.26M |
| Assets Per Employee ($Millions) | $5.43M |
| Bank Premises and Fixed Assets | $9.48M |
| Cash and Balances due from Depository Institutions | $28.52M |
| Deposits Held in Domestic Offices | $390.51M |
Key Performance Ratios
| Return on Assets (ROA) | 1.65% |
| Return on Equity (ROE) | 15.54% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 62.57% |
| Tier 1 Risk-Based Capital Ratio | 17.462% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.52% |
| Earning Assets to total Assets | 93.37% |
Income and Expense
| Total Interest Income | $5.37M |
| Total Noninterest Income | $770.00k |
| Total Interest Expense | $901.00k |
| Total Noninterest Expense | $3.27M |
| Net Interest Income | $4.46M |
| Pre-tax Net Operating Income | $1.88M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.74M |
| Total Liabilities and Capital | $439.48M |
Securities
| Securities | $129.10M |
| Available-for-sale debt securities | $126.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.42M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Bank?
$439.48M as of the latest filing.
How much are The Peoples Bank's total deposits?
$390.51M in total deposits.
Where is The Peoples Bank located?
Iva, SC.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
8.
When was it established?
01/02/1951.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$260.26M (latest filing).
What is the total interest income (latest filing)?
$5.37M.