Arthur State Bank
Union, SC
IDRSSD: 591320
Total Assets
$825.81M
Latest filing
Total Deposits
$692.54M
Latest filing
Net Interest Margin
4.44%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Arthur State Bank
100 E Main St
Union, SC 29379
Full Service - Brick and Mortar
Updated 04/10/2026Established 04/01/1933FDIC Certificate 9463
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Arthur State Bank (Main) | 100 E Main St | Union, SC |
| CLINTON BRANCH | 205 Jacobs Hwy | Clinton, SC |
| NORTH MAIN BRANCH | 595 N Main St | Woodruff, SC |
| 221 SOUTH BRANCH | 731 Laurens Rd | Woodruff, SC |
| ROEBUCK BRANCH | 4285 South Church Street Extention | Roebuck, SC |
| MONARCH BRANCH | 1412 Lockhart Hwy | Union, SC |
| WEST TOWNE BRANCH | 501 N Duncan Byp | Union, SC |
| EAST SPARTANBURG BRANCH | 756 E Main St | Spartanburg, SC |
Showing 7 of 18
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
OPTUS Bank
Columbia, South Carolina
→
Assets: $777.90MΔ -4.5%
Carolina Bank & Trust Co.
Lamar, South Carolina
→
Assets: $886.38MΔ +8.8%
Countybank
Greenwood, South Carolina
→
Assets: $729.55MΔ -10.4%
Beacon Community Bank
Mount Pleasant, South Carolina
→
Assets: $964.03MΔ +18.4%
Oconee Federal Savings and Loan Association
Seneca, South Carolina
→
Assets: $663.58MΔ -18.5%
Palmetto State Bank
Hampton, South Carolina
→
Assets: $623.38MΔ -23.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/01/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29379 |
| State and County Number | 45087 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Union, SC |
Operational Info
| Number of Employees | 152 |
| Domestic Offices | 18 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/13/1934 |
| Primary Insurance Agency | DIF |
| Website | www.arthurstatebank.com |
| Data Updated | 04/10/2026 |
| CERT | 15085 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $825.81M |
| Total Deposits | $692.54M |
| Total Liabilities | $770.79M |
| Total Equity Capital | $55.02M |
| Net Income | $2.19M |
| Net Loans and Leases | $599.76M |
| Assets Per Employee ($Millions) | $5.43M |
| Bank Premises and Fixed Assets | $25.02M |
| Cash and Balances due from Depository Institutions | $45.85M |
| Deposits Held in Domestic Offices | $692.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 16.08% |
| Net Interest Margin | 4.44% |
| Efficiency Ratio | 71.09% |
| Tier 1 Risk-Based Capital Ratio | 12.174% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.663% |
| Earning Assets to total Assets | 93.58% |
Income and Expense
| Total Interest Income | $10.02M |
| Total Noninterest Income | $1.80M |
| Total Interest Expense | $1.50M |
| Total Noninterest Expense | $7.33M |
| Net Interest Income | $8.51M |
| Pre-tax Net Operating Income | $2.88M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $107.00k |
| Other borrowed funds | $69.25M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $4.92M |
| All Other Liabilities | $4.08M |
| Total Liabilities and Capital | $825.81M |
Securities
| Securities | $139.55M |
| Available-for-sale debt securities | $27.17M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $112.38M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Arthur State Bank?
$825.81M as of the latest filing.
How much are Arthur State Bank's total deposits?
$692.54M in total deposits.
Where is Arthur State Bank located?
Union, SC.
What is the Net Interest Margin?
4.44%.
How many domestic offices does it operate?
18.
When was it established?
04/01/1933.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$599.76M (latest filing).
What is the total interest income (latest filing)?
$10.02M.