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Arthur State Bank

Union, SC
IDRSSD: 591320
Total Assets
$825.91M
Latest filing
Total Deposits
$685.26M
Latest filing
Net Interest Margin
4.41%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/01/1933
Community BankYes
Ownership TypeNot Mutual
ZIP29379
State and County Number45087
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameUnion, SC

Operational Info

Number of Employees158
Domestic Offices18
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/13/1934
Primary Insurance AgencyDIF
Websitewww.arthurstatebank.com
Data Updated11/14/2025
CERT15085
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$825.91M
Total Deposits$685.26M
Total Liabilities$773.41M
Total Equity Capital$52.50M
Net Income$2.47M
Net Loans and Leases$593.69M
Assets Per Employee ($Millions)$5.29M
Bank Premises and Fixed Assets$24.31M
Cash and Balances due from Depository Institutions$49.03M
Deposits Held in Domestic Offices$685.26M

Key Performance Ratios

Return on Assets (ROA)1.21%
Return on Equity (ROE)19.26%
Net Interest Margin4.41%
Efficiency Ratio67.53%
Tier 1 Risk-Based Capital Ratio12.099%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.357%
Earning Assets to total Assets93.63%

Income and Expense

Total Interest Income$9.91M
Total Noninterest Income$1.93M
Total Interest Expense$1.47M
Total Noninterest Expense$7.01M
Net Interest Income$8.44M
Pre-tax Net Operating Income$3.22M
Provision for Credit Losses$145.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$78.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$7.09M
All Other Liabilities$3.05M
Total Liabilities and Capital$825.91M

Securities

Securities$143.66M
Available-for-sale debt securities$27.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$116.48M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Arthur State Bank?
$825.91M as of the latest filing.
How much are Arthur State Bank's total deposits?
$685.26M in total deposits.
Where is Arthur State Bank located?
Union, SC.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
18.
When was it established?
04/01/1933.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$593.69M (latest filing).
What is the total interest income (latest filing)?
$9.91M.