Bank of York

York, SC
IDRSSD: 922924
Total Assets
$305.93M
Latest filing
Total Deposits
$265.11M
Latest filing
Net Interest Margin
4.35%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

053207106YORK, SC

Key People

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Locations

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Main Office
Bank of York
13 Liberty St W
York, SC 29745
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/15/1935FDIC Certificate 9480

Branches (3)

Page 1 of 1
NameAddressCity / State
Bank of York (Main)13 Liberty St WYork, SC
EAST LIBERTY STREET BRANCH615 Liberty St EYork, SC
BETHEL-LAKE WYLIE BRANCH4955 Charlotte HwyLake Wylie, SC
ROCK HILL BRANCH NEWPORT280 Hands Mill HwyRock Hill, SC
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/15/1935
Community BankYes
Ownership TypeNot Mutual
ZIP29745
State and County Number45091
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameCharlotte-Concord-Gastonia, NC-SC

Operational Info

Number of Employees36
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/24/1935
Primary Insurance AgencyDIF
Websitewww.bankofyork.com
Data Updated01/30/2026
CERT15104
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$305.93M
Total Deposits$265.11M
Total Liabilities$268.84M
Total Equity Capital$37.09M
Net Income$1.19M
Net Loans and Leases$96.23M
Assets Per Employee ($Millions)$9M
Bank Premises and Fixed Assets$1.87M
Cash and Balances due from Depository Institutions$161.05M
Deposits Held in Domestic Offices$265.11M

Key Performance Ratios

Return on Assets (ROA)1.57%
Return on Equity (ROE)12.7%
Net Interest Margin4.35%
Efficiency Ratio55.41%
Tier 1 Risk-Based Capital Ratio31.999%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.123%
Earning Assets to total Assets96.49%

Income and Expense

Total Interest Income$3.60M
Total Noninterest Income$219.00k
Total Interest Expense$415.00k
Total Noninterest Expense$1.88M
Net Interest Income$3.18M
Pre-tax Net Operating Income$1.52M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.04M
All Other Liabilities$691.00k
Total Liabilities and Capital$305.93M

Securities

Securities$40.38M
Available-for-sale debt securities$40.38M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of York?
$305.93M as of the latest filing.
How much are Bank of York's total deposits?
$265.11M in total deposits.
Where is Bank of York located?
York, SC.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
4.
When was it established?
04/15/1935.
What is the Return on Assets (ROA)?
1.57%.
How much are total loans and leases?
$96.23M (latest filing).
What is the total interest income (latest filing)?
$3.60M.