Bank of York
York, SC
IDRSSD: 922924
Total Assets
$305.93M
Latest filing
Total Deposits
$265.11M
Latest filing
Net Interest Margin
4.35%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
053207106YORK, SC
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of York
13 Liberty St W
York, SC 29745
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/15/1935FDIC Certificate 9480
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of York (Main) | 13 Liberty St W | York, SC |
| EAST LIBERTY STREET BRANCH | 615 Liberty St E | York, SC |
| BETHEL-LAKE WYLIE BRANCH | 4955 Charlotte Hwy | Lake Wylie, SC |
| ROCK HILL BRANCH NEWPORT | 280 Hands Mill Hwy | Rock Hill, SC |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/15/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29745 |
| State and County Number | 45091 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Charlotte-Concord-Gastonia, NC-SC |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/24/1935 |
| Primary Insurance Agency | DIF |
| Website | www.bankofyork.com |
| Data Updated | 01/30/2026 |
| CERT | 15104 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $305.93M |
| Total Deposits | $265.11M |
| Total Liabilities | $268.84M |
| Total Equity Capital | $37.09M |
| Net Income | $1.19M |
| Net Loans and Leases | $96.23M |
| Assets Per Employee ($Millions) | $9M |
| Bank Premises and Fixed Assets | $1.87M |
| Cash and Balances due from Depository Institutions | $161.05M |
| Deposits Held in Domestic Offices | $265.11M |
Key Performance Ratios
| Return on Assets (ROA) | 1.57% |
| Return on Equity (ROE) | 12.7% |
| Net Interest Margin | 4.35% |
| Efficiency Ratio | 55.41% |
| Tier 1 Risk-Based Capital Ratio | 31.999% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.123% |
| Earning Assets to total Assets | 96.49% |
Income and Expense
| Total Interest Income | $3.60M |
| Total Noninterest Income | $219.00k |
| Total Interest Expense | $415.00k |
| Total Noninterest Expense | $1.88M |
| Net Interest Income | $3.18M |
| Pre-tax Net Operating Income | $1.52M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.04M |
| All Other Liabilities | $691.00k |
| Total Liabilities and Capital | $305.93M |
Securities
| Securities | $40.38M |
| Available-for-sale debt securities | $40.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of York?
$305.93M as of the latest filing.
How much are Bank of York's total deposits?
$265.11M in total deposits.
Where is Bank of York located?
York, SC.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
4.
When was it established?
04/15/1935.
What is the Return on Assets (ROA)?
1.57%.
How much are total loans and leases?
$96.23M (latest filing).
What is the total interest income (latest filing)?
$3.60M.