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Bank of York

York, SC
IDRSSD: 922924
Total Assets
$299.97M
Latest filing
Total Deposits
$258.48M
Latest filing
Net Interest Margin
4.65%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/15/1935
Community BankYes
Ownership TypeNot Mutual
ZIP29745
State and County Number45091
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameCharlotte-Concord-Gastonia, NC-SC

Operational Info

Number of Employees37
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/24/1935
Primary Insurance AgencyDIF
Websitewww.bankofyork.com
Data Updated11/14/2025
CERT15104
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$299.97M
Total Deposits$258.48M
Total Liabilities$262.07M
Total Equity Capital$37.90M
Net Income$1.45M
Net Loans and Leases$96.78M
Assets Per Employee ($Millions)$8.33M
Bank Premises and Fixed Assets$1.89M
Cash and Balances due from Depository Institutions$151.99M
Deposits Held in Domestic Offices$258.48M

Key Performance Ratios

Return on Assets (ROA)1.93%
Return on Equity (ROE)15.65%
Net Interest Margin4.65%
Efficiency Ratio46.64%
Tier 1 Risk-Based Capital Ratio32.662%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.634%
Earning Assets to total Assets96.4%

Income and Expense

Total Interest Income$3.84M
Total Noninterest Income$296.00k
Total Interest Expense$466.00k
Total Noninterest Expense$1.71M
Net Interest Income$3.37M
Pre-tax Net Operating Income$1.97M
Provision for Credit Losses$-10,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$325.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$2.74M
All Other Liabilities$852.00k
Total Liabilities and Capital$299.97M

Securities

Securities$42.54M
Available-for-sale debt securities$42.54M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of York?
$299.97M as of the latest filing.
How much are Bank of York's total deposits?
$258.48M in total deposits.
Where is Bank of York located?
York, SC.
What is the Net Interest Margin?
4.65%.
How many domestic offices does it operate?
4.
When was it established?
04/15/1935.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$96.78M (latest filing).
What is the total interest income (latest filing)?
$3.84M.