Palmetto State Bank
Hampton, SC
IDRSSD: 277820
Total Assets
$621.89M
Latest filing
Total Deposits
$517.54M
Latest filing
Net Interest Margin
3.18%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
053202596HAMPTON, SC
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Palmetto State Bank
601 1st St W
Hampton, SC 29924
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1907FDIC Certificate 11537
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Palmetto State Bank (Main) | 601 1st St W | Hampton, SC |
| BURTON BRANCH | 2347 Boundary St | Beaufort, SC |
| DRIVE-IN BRANCH | 230 Main St S | Allendale, SC |
| FAIRFAX BRANCH | 127 Hampton Ave | Fairfax, SC |
| BLUFFTON BRANCH | 194 Bluffton Rd | Bluffton, SC |
| LADY'S ISLAND BRANCH | 145 Ladys Island Dr | Lady'S Island, SC |
| ESTILL BRANCH | 106 3rd St E | Estill, SC |
| ALLENDALE BRANCH | 230 Main St N | Allendale, SC |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29924 |
| State and County Number | 45049 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 86 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/28/1955 |
| Primary Insurance Agency | DIF |
| Website | http://www.palmettostatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 17563 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $621.89M |
| Total Deposits | $517.54M |
| Total Liabilities | $545.51M |
| Total Equity Capital | $76.38M |
| Net Income | $-4,893,000 |
| Net Loans and Leases | $225.66M |
| Assets Per Employee ($Millions) | $7.32M |
| Bank Premises and Fixed Assets | $1.45M |
| Cash and Balances due from Depository Institutions | $67.03M |
| Deposits Held in Domestic Offices | $517.54M |
Key Performance Ratios
| Return on Assets (ROA) | -3.2% |
| Return on Equity (ROE) | -24.42% |
| Net Interest Margin | 3.18% |
| Efficiency Ratio | 193% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.281% |
| Earning Assets to total Assets | 95.05% |
Income and Expense
| Total Interest Income | $5.96M |
| Total Noninterest Income | $790.00k |
| Total Interest Expense | $1.34M |
| Total Noninterest Expense | $10.46M |
| Net Interest Income | $4.63M |
| Pre-tax Net Operating Income | $-5,038,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $12.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $8.41M |
| All Other Liabilities | $7.55M |
| Total Liabilities and Capital | $621.89M |
Securities
| Securities | $309.06M |
| Available-for-sale debt securities | $71.40M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $237.66M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Palmetto State Bank?
$621.89M as of the latest filing.
How much are Palmetto State Bank's total deposits?
$517.54M in total deposits.
Where is Palmetto State Bank located?
Hampton, SC.
What is the Net Interest Margin?
3.18%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
-3.2%.
How much are total loans and leases?
$225.66M (latest filing).
What is the total interest income (latest filing)?
$5.96M.