Institution Class	State chartered stock savings banks / S&L
Primary Regulator	FDIC
Established Date	04/15/1818
Community Bank	Yes
Ownership Type	Mutual
ZIP	01903
State and County Number	25009
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	01
Numeric code	42
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	—
Core Based Statistical Area Name	Boston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees	1,991
Domestic Offices	19
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	10/19/1989
Date of Deposit Insurance	10/01/1983
Primary Insurance Agency	BIF
Website	N/A
Data Updated	11/14/2025
CERT	24700
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$25.45B
Total Deposits	$21.39B
Total Liabilities	$21.92B
Total Equity Capital	$3.53B
Net Income	$106.36M
Net Loans and Leases	$18.33B
Assets Per Employee ($Millions)	$12.85M
Bank Premises and Fixed Assets	$140.51M
Cash and Balances due from Depository Institutions	$403.91M
Deposits Held in Domestic Offices	$21.39B

Return on Assets (ROA)	1.67%
Return on Equity (ROE)	12.04%
Net Interest Margin	3.5%
Efficiency Ratio	54.66%
Tier 1 Risk-Based Capital Ratio	13.363%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.12%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	13.855%
Earning Assets to total Assets	90.19%

Total Interest Income	$283.13M
Total Noninterest Income	$42.16M
Total Interest Expense	$82.78M
Total Noninterest Expense	$140.37M
Net Interest Income	$200.36M
Pre-tax Net Operating Income	$94.27M
Provision for Credit Losses	$7.88M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$40.82M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$494.64M
Total Liabilities and Capital	$25.45B

Securities	$4.32B
Available-for-sale debt securities	$3.81B
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$514.13M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Eastern Savings Bank?

$25.45B as of the latest filing.

How much are Eastern Savings Bank's total deposits?

$21.39B in total deposits.

Where is Eastern Savings Bank located?

Lynn, MA.

What is the Net Interest Margin?

3.50%.

How many domestic offices does it operate?

19.

When was it established?

04/15/1818.

What is the Return on Assets (ROA)?

1.67%.

How much are total loans and leases?

$18.33B (latest filing).

What is the total interest income (latest filing)?

$283.13M.