The Cowboy Bank of Texas
Maypearl, TX
IDRSSD: 370954
Total Assets
$108.11M
Latest filing
Total Deposits
$88.05M
Latest filing
Net Interest Margin
5.18%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76064 |
| State and County Number | 48139 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cowboybank.com |
| Data Updated | 11/14/2025 |
| CERT | 12298 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $108.11M |
| Total Deposits | $88.05M |
| Total Liabilities | $90.06M |
| Total Equity Capital | $18.04M |
| Net Income | $840.00k |
| Net Loans and Leases | $66.47M |
| Assets Per Employee ($Millions) | $6.76M |
| Bank Premises and Fixed Assets | $1.10M |
| Cash and Balances due from Depository Institutions | $1.23M |
| Deposits Held in Domestic Offices | $88.05M |
Key Performance Ratios
| Return on Assets (ROA) | 3.13% |
| Return on Equity (ROE) | 18.99% |
| Net Interest Margin | 5.18% |
| Efficiency Ratio | 47.27% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.69% |
| Earning Assets to total Assets | 94.67% |
Income and Expense
| Total Interest Income | $1.78M |
| Total Noninterest Income | $275.00k |
| Total Interest Expense | $466.00k |
| Total Noninterest Expense | $753.00k |
| Net Interest Income | $1.32M |
| Pre-tax Net Operating Income | $840.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.35M |
| Other borrowed funds | $1.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $21.11M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $518.00k |
| Total Liabilities and Capital | $108.11M |
Securities
| Securities | $14.72M |
| Available-for-sale debt securities | $14.72M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Cowboy Bank of Texas?
$108.11M as of the latest filing.
How much are The Cowboy Bank of Texas's total deposits?
$88.05M in total deposits.
Where is The Cowboy Bank of Texas located?
Maypearl, TX.
What is the Net Interest Margin?
5.18%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1930.
What is the Return on Assets (ROA)?
3.13%.
How much are total loans and leases?
$66.47M (latest filing).
What is the total interest income (latest filing)?
$1.78M.