Pike National Bank

Mccomb, MS
IDRSSD: 880332
Total Assets
$381.07M
Latest filing
Total Deposits
$335.54M
Latest filing
Net Interest Margin
3.72%
Profitability

Locations

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Main Office
Pike National Bank
350 Rawls Dr
Mccomb, MS 39648
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/30/1985FDIC Certificate 32981

Branches (9)

Page 1 of 2
NameAddressCity / State
Pike National Bank (Main)350 Rawls DrMccomb, MS
SOUTH BROADWAY BRANCH628 S Broadway StMccomb, MS
PIKCO MCCOMB BRANCH352 Rawls DrMccomb, MS
PIKCO MERIDIAN BRANCH802 23rd AveMeridian, MS
PIKCO FINANCE PHILADELPHIA BRANCH1120 E Main StPhiladelphia, MS
PIKCO BROOKHAVEN BRANCH203 Highway 51 NBrookhaven, MS
PIKCO PETAL BRANCH501 New Richton RoadPetal, MS
WALTHALL COUNTY DIVISION BRANCH1207 Beulah AveTylertown, MS
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/30/1985
Community BankYes
Ownership TypeNot Mutual
ZIP39648
State and County Number28113
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMcComb, MS

Operational Info

Number of Employees79
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance09/30/1985
Primary Insurance AgencyDIF
Websitewww.pnb-ms.net
Data Updated11/14/2025
CERT26379
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$381.07M
Total Deposits$335.54M
Total Liabilities$338.48M
Total Equity Capital$42.60M
Net Income$944.00k
Net Loans and Leases$189.90M
Assets Per Employee ($Millions)$4.54M
Bank Premises and Fixed Assets$6.42M
Cash and Balances due from Depository Institutions$25.84M
Deposits Held in Domestic Offices$335.54M

Key Performance Ratios

Return on Assets (ROA)0.98%
Return on Equity (ROE)9.06%
Net Interest Margin3.72%
Efficiency Ratio68.89%
Tier 1 Risk-Based Capital Ratio20.867%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.178%
Earning Assets to total Assets91.97%

Income and Expense

Total Interest Income$5.09M
Total Noninterest Income$976.00k
Total Interest Expense$1.80M
Total Noninterest Expense$2.94M
Net Interest Income$3.29M
Pre-tax Net Operating Income$1.26M
Provision for Credit Losses$64.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$225.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.93M
Total Liabilities and Capital$381.07M

Securities

Securities$140.46M
Available-for-sale debt securities$122.21M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$18.25M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Pike National Bank?
$381.07M as of the latest filing.
How much are Pike National Bank's total deposits?
$335.54M in total deposits.
Where is Pike National Bank located?
Mccomb, MS.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
10.
When was it established?
09/30/1985.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$189.90M (latest filing).
What is the total interest income (latest filing)?
$5.09M.