Pike National Bank
Mccomb, MS
IDRSSD: 880332
Total Assets
$382.85M
Latest filing
Total Deposits
$326.20M
Latest filing
Net Interest Margin
3.85%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065303124MCCOMB, MS
Key People
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Locations
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Main Office
Pike National Bank
350 Rawls Dr
Mccomb, MS 39648
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/30/1985FDIC Certificate 32981
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Pike National Bank (Main) | 350 Rawls Dr | Mccomb, MS |
| SOUTH BROADWAY BRANCH | 628 S Broadway St | Mccomb, MS |
| PIKCO MCCOMB BRANCH | 352 Rawls Dr | Mccomb, MS |
| PIKCO MERIDIAN BRANCH | 802 23rd Ave | Meridian, MS |
| PIKCO FINANCE PHILADELPHIA BRANCH | 1120 E Main St | Philadelphia, MS |
| PIKCO BROOKHAVEN BRANCH | 203 Highway 51 N | Brookhaven, MS |
| PIKCO PETAL BRANCH | 501 New Richton Road | Petal, MS |
| WALTHALL COUNTY DIVISION BRANCH | 1207 Beulah Ave | Tylertown, MS |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/30/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39648 |
| State and County Number | 28113 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | McComb, MS |
Operational Info
| Number of Employees | 84 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/30/1985 |
| Primary Insurance Agency | DIF |
| Website | www.pnb-ms.net |
| Data Updated | 01/30/2026 |
| CERT | 26379 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $382.85M |
| Total Deposits | $326.20M |
| Total Liabilities | $341.30M |
| Total Equity Capital | $41.55M |
| Net Income | $936.00k |
| Net Loans and Leases | $196.35M |
| Assets Per Employee ($Millions) | $4.67M |
| Bank Premises and Fixed Assets | $6.34M |
| Cash and Balances due from Depository Institutions | $25.12M |
| Deposits Held in Domestic Offices | $326.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.98% |
| Return on Equity (ROE) | 8.9% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 67.42% |
| Tier 1 Risk-Based Capital Ratio | 19.55% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.853% |
| Earning Assets to total Assets | 91.25% |
Income and Expense
| Total Interest Income | $5.12M |
| Total Noninterest Income | $1.03M |
| Total Interest Expense | $1.75M |
| Total Noninterest Expense | $2.97M |
| Net Interest Income | $3.37M |
| Pre-tax Net Operating Income | $1.01M |
| Provision for Credit Losses | $419.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $225.00k |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.10M |
| Total Liabilities and Capital | $382.85M |
Securities
| Securities | $136.57M |
| Available-for-sale debt securities | $118.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $17.81M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pike National Bank?
$382.85M as of the latest filing.
How much are Pike National Bank's total deposits?
$326.20M in total deposits.
Where is Pike National Bank located?
Mccomb, MS.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
10.
When was it established?
09/30/1985.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$196.35M (latest filing).
What is the total interest income (latest filing)?
$5.12M.